Visa Inc. Class A

10-Year Study

V.US · Financial Services · US · Common Stock

Executive Summary: Visa Inc. Class A has compounded at 15.8% annually over the last 10 years, with a maximum drawdown of 27.3% and an annualized volatility of 23.1%.

1Y CAGR
-14.3%
3Y CAGR
+13.7%
5Y CAGR
+7.6%
10Y CAGR
+15.8%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
27.3%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.69
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
1.25
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
19.7%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2017 · +47.2%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2026 · -10.0%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
70%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
2026-8.2-0.3-5.64.3————————-10.0%
20258.26.3-3.4-1.45.9-2.8-2.72.0-3.0-0.2-1.74.911.8%
20245.03.6-1.3-3.81.6-3.71.24.2-0.55.48.90.322.3%
202310.8-4.32.53.2-4.87.40.13.5-6.42.29.41.426.3%
20224.4-4.32.6-3.9-0.3-7.27.7-6.2-10.616.65.0-4.3-3.4%
2021-11.610.1-0.310.3-2.52.95.4-6.9-2.8-4.9-8.311.8-0.3%
20205.9-8.5-11.410.99.4-1.1-1.411.5-5.7-9.115.94.017.1%
20192.39.95.45.3-1.77.62.61.7-4.94.03.31.843.3%
20189.0-0.9-2.76.13.21.33.27.62.2-8.23.0-6.916.5%
20176.06.51.12.64.6-1.56.24.11.74.52.61.347.2%
2016———1.02.4-6.05.23.82.2-0.2-6.10.92.6%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 23.1%. The dominant macroeconomic risk driver is VTI.US, accounting for 35.3% of variance. Idiosyncratic stock-specific factors contribute 22.1%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-0110099.374857109196
2016-05-0110339.936349597523
2016-06-019715.130084984088
2016-07-0110223.351478420158
2016-08-0110615.05813113554
2016-09-0110851.229457035977
2016-10-0110826.305092733504
2016-11-0110166.658017243677
2016-12-0110258.711254675947
2017-01-0110875.382386315025
2017-02-0111585.074555688492
2017-03-0111707.592463500605
2017-04-0112017.176351448967
2017-05-0112567.714462443038
2017-06-0112376.356498358247
2017-07-0113139.15144952641
2017-08-0113683.756523885733
2017-09-0113911.119464427731
2017-10-0114537.678990458051
2017-11-0114909.047810737535
2017-12-0115098.400043761407
2018-01-0116450.403039734516
2018-02-0116307.926003952552
2018-03-0115867.534788213034
2018-04-0116830.566219281107
2018-05-0117367.807595689505
2018-06-0117597.653154397813
2018-07-0118167.631427982335
2018-08-0119545.526588560042
2018-09-0119971.330669311053
2018-10-0118342.648995661733
2018-11-0118890.115392653417
2018-12-0117587.764760006565
2019-01-0117997.004026890823
2019-02-0119779.046983198146
2019-03-0120856.657554382666
2019-04-0121956.97636743871
2019-05-0121576.153961599368
2019-06-0123210.44607178273
2019-07-0123805.587153222426
2019-08-0124217.631638373707
2019-09-0123037.686704808286
2019-10-0123955.119312945943
2019-11-0124753.231962095888
2019-12-0125208.02797363656
2020-01-0126693.13857637978
2020-02-0124419.621379690503
2020-03-0121646.607018375584
2020-04-0124011.19562610368
2020-05-0126274.585984849018
2020-06-0125996.013784842562
2020-07-0125623.242355429575
2020-08-0128571.86338025996
2020-09-0126951.807752781726
2020-10-0124490.7476888508
2020-11-0128393.423446294797
2020-12-0129524.571608105398
2021-01-0126085.233751825144
2021-02-0128713.288459191794
2021-03-0128624.06849220921
2021-04-0131575.284343936593
2021-05-0130773.623093678863
2021-06-0131656.35515185348
2021-07-0133358.182891815355
2021-08-0131059.601069910248
2021-09-0130198.72166203572
2021-10-0128710.13258864139
2021-11-0126316.089189109585
2021-12-0129431.59264864501
2022-01-0130716.354562757642
2022-02-0129399.20640375226
2022-03-0130167.794130641825
2022-04-0128992.477807216987
2022-05-0128917.003409742807
2022-06-0126834.465472672266
2022-07-0128908.826198494437
2022-08-0127130.486130299585
2022-09-0124255.109354421096
2022-10-0128284.202273068364
2022-11-0129693.90860879408
2022-12-0128429.512579300015
2023-01-0131501.53515569663
2023-02-0130155.1566223489
2023-03-0130911.976458608307
2023-04-0131908.740639337295
2023-05-0130363.68252222785
2023-06-0132623.4822015914
2023-07-0132657.81807317973
2023-08-0133813.399686096076
2023-09-0131656.705804136855
2023-10-0132357.252961959835
2023-11-0135402.56986045442
2023-12-0135908.7574706469
2024-01-0137689.355739546714
2024-02-0139055.79158350364
2024-03-0138563.854482107614
2024-04-0137117.09121307456
2024-05-0137718.768453076416
2024-06-0136335.78182134406
2024-07-0136778.781890071914
2024-08-0138336.786089483656
2024-09-0138139.80366277349
2024-10-0140206.67445582272
2024-11-0143790.38287021517
2024-12-0143923.79905099467
2025-01-0147503.97289037068
2025-02-0150494.896606667724
2025-03-0148789.506239506736
2025-04-0148099.00176307969
2025-05-0150924.58591471856
2025-06-0149510.60162113565
2025-07-0148174.700578015225
2025-08-0149140.9299579077
2025-09-0147688.12144350921
2025-10-0147598.71913733928
2025-11-0146812.33230054547
2025-12-0149089.678620169245
2026-01-0145047.27494084497
2026-02-0144903.12880019412
2026-03-0142392.45845121094
2026-04-0144196.21379690501
Annual Return Matrix
YearAnnual Return
20170.4717638179824504
20180.16487606031300994
20190.43327070367452136
20200.17123686307327302
2021-0.003149206047577846
2022-0.034047769052386934
20230.26308030679332295
20240.22320576218488042
20250.11761003557950644
2026-0.09968418944290414
Total Factor Risk
0.23074741196742524
VTI.US Exposure
0.35265255438074355
VEA.US Exposure
-0.04285070074817219
VWO.US Exposure
-0.01605604892996928
QQQ.US Exposure
-0.12060169735908403
VTV.US Exposure
-0.012386487596522559
IJR.US Exposure
-0.08549868125375082
QUAL.US Exposure
0.07562546821502432
SHV.US Exposure
0.20948689440927012
TLT.US Exposure
-0.012500834748676339
LQD.US Exposure
0.07027628347447108
HYG.US Exposure
0.1952288193548211
GLD.US Exposure
0.00021906835216322666
USO.US Exposure
0.010671106662158652
VNQ.US Exposure
0.002177126950872071
BTC-USD.CC Exposure
0.0034231498646480753
CPER.US Exposure
0.01946752867148138
VIX.INDX Exposure
0.06878784956439854
UUP.US Exposure
0.010791960123600022
TIP.US Exposure
0.050489972817621714
Idiosyncratic Exposure
0.2205966677949013
Value Score
38.7
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
10.1
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
23.1%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →28.2x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →0.84%
Market Cap$580.0B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$1,579
Avg Yield on Cost
2.26%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2020$171.121.71%Solid
2021$187.251.87%Solid
2022$220.912.21%Solid
2023$262.292.62%Solid
2024$301.563.02%Solid
2025$342.243.42%Solid
2026$93.970.94%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+0.9%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
-5.6%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
15.1% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.80
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Visa Inc. Class A a high-risk investment?

Visa Inc. Class A (V.US) has an annualized volatility of 23.1% and experienced a maximum drawdown of 27.3% over the last 10 years. Its primary macro risk driver is VTI.US.

What is the 10-year return of V.US?

Over the past 10 years, V.US has generated a Compound Annual Growth Rate (CAGR) of 15.8%. It has had a positive return in 70% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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