Amerant Bancorp Inc.

10-Year Study

AMTB.US · Financial Services · US · Common Stock

Executive Summary: Amerant Bancorp Inc. has compounded at 102.0% annually over the last 10 years, with a maximum drawdown of 57.8% and an annualized volatility of 61.5%.

1Y CAGR
+41.0%
3Y CAGR
+12.4%
5Y CAGR
+1.1%
10Y CAGR
+102.0%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
57.8%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
1416.79
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
303002.27
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
5071.9%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2021 · +127.7%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2020 · -30.2%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
38%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
202611.2-1.23.27.5————————22.0%
20253.5-0.7-10.1-18.44.64.05.911.9-10.4-13.012.73.7-11.3%
2024-8.0-5.99.9-7.02.23.0-0.9-1.5-3.1-0.217.1-9.9-7.3%
20233.72.3-23.4-14.5-4.6-2.615.3-5.8-6.14.514.118.6-6.8%
2022-1.6-4.3-2.7-15.811.2-4.5-2.8-3.8-5.221.2-1.8-8.9-21.4%
2021-6.215.512.82.027.3-11.43.620.0-6.97.36.022.9127.7%
2020-14.5-0.9-16.6-12.2-3.615.3-11.2-1.5-29.28.247.52.4-30.2%
20196.913.2-11.625.76.35.9-6.7-9.926.6-6.312.2-1.167.5%
2018————————30.414044.1-25.2-18.711121.1%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 61.5%. The dominant macroeconomic risk driver is SHV.US, accounting for 62.7% of variance. Idiosyncratic stock-specific factors contribute 13.3%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2018-08-0110000
2018-09-0113043.478260869562
2018-10-011844884.3663274746
2018-11-011380000
2018-12-011122109.158186864
2019-01-011199731.7298797409
2019-02-011358436.6327474562
2019-03-011201461.6096207215
2019-04-011510231.267345051
2019-05-011605966.6975023125
2019-06-011699981.498612396
2019-07-011585272.8954671603
2019-08-011428297.8723404256
2019-09-011808658.649398705
2019-10-011694810.3607770584
2019-11-011900943.5707678073
2019-12-011879380.2035152635
2020-01-011606836.262719704
2020-02-011592173.9130434785
2020-03-011327382.053654024
2020-04-011166096.207215541
2020-05-011124699.3524514337
2020-06-011297197.0397779832
2020-07-011151433.8575393155
2020-08-011134181.31359852
2020-09-01802987.9740980575
2020-10-01868538.3903792785
2020-11-011280804.810360777
2020-12-011310999.0749306197
2021-01-011229925.9944495838
2021-02-011420536.540240518
2021-03-011601655.8741905643
2021-04-011634431.0823311748
2021-05-012080342.275670675
2021-06-011844024.0518038855
2021-07-011910434.7826086956
2021-08-012291655.8741905643
2021-09-012133820.5365402405
2021-10-012289935.245143386
2021-11-012427927.844588344
2021-12-012985041.6281221095
2022-01-012937520.8140610545
2022-02-012811045.32839963
2022-03-012736549.491211841
2022-04-012303413.506012951
2022-05-012560351.5263644774
2022-06-012443894.5420906567
2022-07-012374366.32747456
2022-08-012283163.737280296
2022-09-012165476.410730805
2022-10-012624033.3024976873
2022-11-012575938.9454209064
2022-12-012346845.5134135056
2023-01-012434283.071230342
2023-02-012491036.077705828
2023-03-011908621.6466234967
2023-04-011631452.3589269195
2023-05-011556734.5050878813
2023-06-011516160.9620721554
2023-07-011748131.359851989
2023-08-011646114.708603145
2023-09-011545115.6336725254
2023-10-011615106.3829787234
2023-11-011843580.0185013874
2023-12-012187197.0397779834
2024-01-012012719.7039777983
2024-02-011893709.528214616
2024-03-012081387.6040703054
2024-04-011935716.9287696579
2024-05-011977419.0564292322
2024-06-012036632.7474560589
2024-07-012017789.0841813134
2024-08-011988362.6271970398
2024-09-011926170.2127659575
2024-10-011921665.124884366
2024-11-012250064.754856614
2024-12-012027493.0619796484
2025-01-012098973.1729879742
2025-02-012085171.1378353378
2025-03-011874477.335800185
2025-04-011529370.9528214615
2025-05-011599907.4930619798
2025-06-011663792.7844588344
2025-07-011761452.3589269195
2025-08-011970888.0666049954
2025-09-011766466.2349676227
2025-10-011537298.7974098057
2025-11-011733071.2303422757
2025-12-011797567.0675300646
2026-01-011999343.2007400554
2026-02-011975023.1267345052
2026-03-012038852.9139685475
2026-04-012192414.431082331
Annual Return Matrix
YearAnnual Return
20190.674863973619126
2020-0.30243009238977947
20211.2769212314509701
2022-0.2137980618749672
2023-0.06802683547896282
2024-0.0730176453670337
2025-0.11340408446334393
20260.21965654060118256
Total Factor Risk
0.6147134193554041
VTI.US Exposure
-0.06268717638963275
VEA.US Exposure
-0.024565512979261676
VWO.US Exposure
-0.007175177371352764
QQQ.US Exposure
0.04325491375623486
VTV.US Exposure
0.13246821670629016
IJR.US Exposure
0.13461875282514627
QUAL.US Exposure
-0.01446521329499681
SHV.US Exposure
0.6266949729872034
TLT.US Exposure
-0.0016745283285954998
LQD.US Exposure
0.028754395643623684
HYG.US Exposure
0.0033760636686164533
GLD.US Exposure
0.000003921848287347129
USO.US Exposure
0.0018159480153580468
VNQ.US Exposure
-0.008093318181604392
BTC-USD.CC Exposure
-0.001461358718109956
CPER.US Exposure
0.0018713877603502812
VIX.INDX Exposure
0.011690641102132094
UUP.US Exposure
0.0003621707976518796
TIP.US Exposure
0.0026521975507483968
Idiosyncratic Exposure
0.13255870260191077
Value Score
42.8
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
19.1
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
61.5%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →18.1x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →1.59%
Market Cap$964.3M
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$8,326
Avg Yield on Cost
83.26%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$8,325.6283.26%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+6.9%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+17.7%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
2.1% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.93
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Amerant Bancorp Inc. a high-risk investment?

Amerant Bancorp Inc. (AMTB.US) has an annualized volatility of 61.5% and experienced a maximum drawdown of 57.8% over the last 10 years. Its primary macro risk driver is SHV.US.

What is the 10-year return of AMTB.US?

Over the past 10 years, AMTB.US has generated a Compound Annual Growth Rate (CAGR) of 102.0%. It has had a positive return in 38% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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