Grupo Cibest S.A.

10-Year Study

CIB.US · Financial Services · US · Common Stock

Executive Summary: Grupo Cibest S.A. has compounded at 16.9% annually over the last 10 years, with a maximum drawdown of 53.7% and an annualized volatility of 34.0%.

1Y CAGR
+93.3%
3Y CAGR
+71.6%
5Y CAGR
+34.7%
10Y CAGR
+16.9%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
53.7%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.54
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.72
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
37.0%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2025 · +147.1%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2020 · -23.1%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
60%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
202628.4-16.97.34.2————————19.2%
202525.55.516.31.72.811.5-6.016.22.911.78.60.9147.1%
20242.23.48.0-4.48.4-5.32.1-0.7-2.71.72.5-1.213.7%
20236.0-15.51.3-2.5-4.417.614.5-12.63.3-4.98.714.822.1%
202212.61.820.1-9.115.8-29.6-6.0-5.2-8.54.14.89.9-0.3%
2021-12.4-4.9-4.4-6.20.3-3.8-1.216.94.33.8-11.3-0.6-20.7%
2020-4.2-9.5-46.64.6-0.93.06.10.5-7.8-0.219.533.0-23.1%
201917.18.45.6-0.0-7.49.4-2.3-0.2-0.14.9-7.014.247.5%
201815.9-8.20.513.4-2.73.8-3.9-5.6-3.0-11.58.3-3.9-0.7%
20173.2-1.37.6-1.011.41.9-1.83.81.6-17.62.33.511.4%
2016———13.2-15.88.2-2.215.00.2-1.9-12.510.410.0%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 34.0%. The dominant macroeconomic risk driver is HYG.US, accounting for 24.1% of variance. Idiosyncratic stock-specific factors contribute 42.2%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-0111319.495530275834
2016-05-019526.01503051418
2016-06-0110303.376274857139
2016-07-0110079.15443058833
2016-08-0111586.855067943337
2016-09-0111610.277717292154
2016-10-0111384.23149581276
2016-11-019962.688543499626
2016-12-0110998.169737701637
2017-01-0111351.981214799818
2017-02-0111199.027783499389
2017-03-0112051.36504610966
2017-04-0111936.54698359826
2017-05-0113302.770110816202
2017-06-0113560.772358919732
2017-07-0113314.246031979566
2017-08-0113822.599914077718
2017-09-0114038.05297756016
2017-10-0111573.201664302822
2017-11-0111836.853596671393
2017-12-0112254.753679651132
2018-01-0114198.362768580695
2018-02-0113033.409643304829
2018-03-0113097.14514391982
2018-04-0114855.079713513927
2018-05-0114456.07076229542
2018-06-0115007.150381647942
2018-07-0114419.818621594743
2018-08-0113618.917026147446
2018-09-0113208.726408154378
2018-10-0111695.31723565657
2018-11-0112667.298332754634
2018-12-0112166.948170031956
2019-01-0114242.677479534606
2019-02-0115437.05604369089
2019-03-0116305.636148563157
2019-04-0116301.457736242135
2019-05-0115096.250610577858
2019-06-0116511.908475114906
2019-07-0116136.616427634017
2019-08-0116110.722041419247
2019-09-0116098.834164111557
2019-10-0116889.966513850555
2019-11-0115714.714484966544
2019-12-0117940.395831003818
2020-01-0117180.748700866872
2020-02-0115546.812930714861
2020-03-018302.446430988519
2020-04-018681.622636401622
2020-05-018601.82084615792
2020-06-018858.234120561907
2020-07-019400.309555617023
2020-08-019447.449108703457
2020-09-018706.222303305653
2020-10-018685.801048722642
2020-11-0110375.939407136257
2020-12-0113800.236580528597
2021-01-0112086.322467499602
2021-02-0111488.750654716014
2021-03-0110987.282325315882
2021-04-0110302.61121344625
2021-05-0110333.566775148453
2021-06-019938.030025717833
2021-07-019817.209173674824
2021-08-0111473.567128253717
2021-09-0111969.797729533137
2021-10-0112422.714084780573
2021-11-0111015.530746641087
2021-12-0110944.791991572552
2022-01-0112327.199110174726
2022-02-0112552.42141936547
2022-03-0115071.41554016278
2022-04-0113697.070991813842
2022-05-0115866.314346078472
2022-06-0111164.77657264258
2022-07-0110491.228276669746
2022-08-019940.737166094834
2022-09-019095.34430706034
2022-10-019468.576573819597
2022-11-019927.613420354164
2022-12-0110911.07043861559
2023-01-0111564.785988783022
2023-02-019771.776296043454
2023-03-019899.776955173285
2023-04-019651.602803655815
2023-05-019222.167948634953
2023-06-0110848.806209944622
2023-07-0112426.53939183503
2023-08-0110856.927631075618
2023-09-0111220.331801248814
2023-10-0110673.607146850596
2023-11-0111603.03905932757
2023-12-0113320.248821511173
2024-01-0113618.917026147446
2024-02-0114077.777320048728
2024-03-0115210.715567822692
2024-04-0114543.993973670118
2024-05-0115761.912888930738
2024-06-0114920.521889583984
2024-07-0115226.664155695882
2024-08-0115121.556488015018
2024-09-0114709.89459807793
2024-10-0114958.304153106443
2024-11-0115328.65272685542
2024-12-0115149.451804073657
2025-01-0119014.95400803903
2025-02-0120058.203518105474
2025-03-0123337.256725184052
2025-04-0123728.673913171417
2025-05-0124381.91865631676
2025-06-0127183.220437732823
2025-07-0125553.051123757512
2025-08-0129696.152918120773
2025-09-0130567.145908981227
2025-10-0134157.04945239258
2025-11-0137111.36351598684
2025-12-0137435.043343671474
2026-01-0148051.74169172734
2026-02-0139947.97582405941
2026-03-0142849.32409766892
2026-04-0144632.50569382242
Annual Return Matrix
YearAnnual Return
20170.11425391423465081
2018-0.007165016279762182
20190.47451896566735363
2020-0.23077301579491216
2021-0.20691272735026334
2022-0.0030810592821616245
20230.22080128585452163
20240.13732498597236886
20251.471049370486479
20260.1922653670806478
Total Factor Risk
0.3398773900506542
VTI.US Exposure
0.01637909054778365
VEA.US Exposure
0.10234266113587133
VWO.US Exposure
0.0551073642820093
QQQ.US Exposure
-0.02169684608395514
VTV.US Exposure
0.09647883969141301
IJR.US Exposure
-0.051818619632448645
QUAL.US Exposure
-0.023913902980756557
SHV.US Exposure
0.01480881191149848
TLT.US Exposure
0.004568382721548699
LQD.US Exposure
-0.011013574576010834
HYG.US Exposure
0.24066599690330095
GLD.US Exposure
0.002855279061856429
USO.US Exposure
0.07800626078810108
VNQ.US Exposure
-0.032225976645941
BTC-USD.CC Exposure
0.050308331025078576
CPER.US Exposure
0.007465537272128788
VIX.INDX Exposure
-0.00040299899247331177
UUP.US Exposure
0.02530346215798755
TIP.US Exposure
0.024798397211676846
Idiosyncratic Exposure
0.4219835042013308
Value Score
46.3
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
82
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
34.0%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →9.3x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →6.83%
Market Cap$18.8B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$717
Avg Yield on Cost
7.17%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$716.87.17%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+4.3%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+24.1%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
10.3% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.69
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Grupo Cibest S.A. a high-risk investment?

Grupo Cibest S.A. (CIB.US) has an annualized volatility of 34.0% and experienced a maximum drawdown of 53.7% over the last 10 years. Its primary macro risk driver is HYG.US.

What is the 10-year return of CIB.US?

Over the past 10 years, CIB.US has generated a Compound Annual Growth Rate (CAGR) of 16.9%. It has had a positive return in 60% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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