Coastal Financial Corp

10-Year Study

CCB.US · Financial Services · US · Common Stock

Executive Summary: Coastal Financial Corp has compounded at 23.4% annually over the last 10 years, with a maximum drawdown of 41.0% and an annualized volatility of 37.0%.

1Y CAGR
-6.1%
3Y CAGR
+35.5%
5Y CAGR
+22.1%
10Y CAGR
+23.4%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
41.0%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.72
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
1.21
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
39.8%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2021 · +141.0%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2026 · -27.6%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
63%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
2026-16.4-22.52.69.1————————-27.6%
20255.010.7-8.4-9.17.010.2-0.719.0-5.5-1.54.62.935.0%
2024-10.2-3.81.3-0.514.64.114.21.80.616.721.510.991.2%
2023-3.91.1-22.00.7-5.610.120.0-2.5-2.6-13.45.113.7-6.5%
2022-4.3-1.7-3.9-10.3-3.8-3.48.2-2.5-1.117.37.1-4.8-6.1%
2021-5.741.4-6.413.54.5-8.22.30.58.519.414.915.8141.0%
20208.1-7.9-35.924.9-3.314.3-7.92.8-10.921.332.76.527.5%
2019-2.410.03.9-6.10.7-3.72.7-7.02.3-0.412.9-3.18.1%
2018———————-0.14.8-3.9-2.3-4.5-6.2%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 37.0%. The dominant macroeconomic risk driver is VTI.US, accounting for 40.9% of variance. Idiosyncratic stock-specific factors contribute 31.6%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2018-07-0110000
2018-08-019987.68472906404
2018-09-0110467.980295566504
2018-10-0110055.418719211822
2018-11-019821.428571428572
2018-12-019378.078817733991
2019-01-019156.403940886701
2019-02-0110067.733990147784
2019-03-0110461.822660098524
2019-04-019821.428571428572
2019-05-019889.162561576355
2019-06-019525.862068965518
2019-07-019784.48275862069
2019-08-019094.827586206897
2019-09-019304.187192118226
2019-10-019267.241379310346
2019-11-0110461.822660098524
2019-12-0110141.625615763547
2020-01-0110960.591133004926
2020-02-0110092.364532019707
2020-03-016471.674876847291
2020-04-018084.9753694581295
2020-05-017820.1970443349755
2020-06-018940.88669950739
2020-07-018232.758620689656
2020-08-018466.748768472908
2020-09-017543.103448275863
2020-10-019150.24630541872
2020-11-0112142.857142857145
2020-12-0112931.034482758621
2021-01-0112192.118226600987
2021-02-0117241.37931034483
2021-03-0116145.320197044335
2021-04-0118331.28078817734
2021-05-0119150.24630541872
2021-06-0117586.206896551725
2021-07-0117992.610837438424
2021-08-0118084.97536945813
2021-09-0119618.22660098522
2021-10-0123429.802955665025
2021-11-0126927.339901477833
2021-12-0131169.950738916257
2022-01-0129815.270935960598
2022-02-0129310.34482758621
2022-03-0128171.18226600985
2022-04-0125270.935960591134
2022-05-0124298.02955665025
2022-06-0123472.906403940884
2022-07-0125387.931034482757
2022-08-0124753.694581280793
2022-09-0124470.443349753696
2022-10-0128706.896551724138
2022-11-0130738.916256157638
2022-12-0129261.08374384237
2023-01-0128121.921182266015
2023-02-0128417.487684729065
2023-03-0122173.645320197047
2023-04-0122321.428571428572
2023-05-0121065.27093596059
2023-06-0123183.497536945815
2023-07-0127814.039408866996
2023-08-0127124.384236453203
2023-09-0126422.41379310345
2023-10-0122887.93103448276
2023-11-0124057.881773399018
2023-12-0127346.059113300493
2024-01-0124568.96551724138
2024-02-0123639.162561576355
2024-03-0123934.72906403941
2024-04-0123817.733990147786
2024-05-0127302.955665024634
2024-06-0128411.330049261087
2024-07-0132450.73891625616
2024-08-0133048.02955665025
2024-09-0133245.073891625616
2024-10-0138786.945812807884
2024-11-0147136.69950738917
2024-12-0152284.482758620696
2025-01-0154913.79310344828
2025-02-0160794.334975369464
2025-03-0155671.182266009855
2025-04-0150584.97536945814
2025-05-0154119.458128078826
2025-06-0159649.01477832513
2025-07-0159236.45320197046
2025-08-0170504.92610837439
2025-09-0166607.14285714287
2025-10-0165578.81773399014
2025-11-0168565.2709359606
2025-12-0170560.34482758622
2026-01-0158977.832512315275
2026-02-0145683.49753694582
2026-03-0146859.60591133005
2026-04-0151108.37438423646
Annual Return Matrix
YearAnnual Return
20190.0814182534471437
20200.2750455373406193
20211.4104761904761904
2022-0.06124061635717093
2023-0.06544612794612803
20240.9119567664940329
20250.3495465787304206
2026-0.27567850597783405
Total Factor Risk
0.36953921920716637
VTI.US Exposure
0.40915547818937253
VEA.US Exposure
-0.05474127722687068
VWO.US Exposure
0.015837711984224064
QQQ.US Exposure
-0.02369190345784908
VTV.US Exposure
-0.003537911060942481
IJR.US Exposure
0.219003405406077
QUAL.US Exposure
-0.08239101073899005
SHV.US Exposure
0.0018148094777172142
TLT.US Exposure
0.0014685258451123692
LQD.US Exposure
-0.0016762900581482171
HYG.US Exposure
-0.007989372153453151
GLD.US Exposure
0.021210731162921388
USO.US Exposure
0.033223279472162956
VNQ.US Exposure
0.009846260598683907
BTC-USD.CC Exposure
-0.011739380680011851
CPER.US Exposure
0.0406574947380461
VIX.INDX Exposure
0.03217805702725919
UUP.US Exposure
0.017029187320814803
TIP.US Exposure
0.0681421641950572
Idiosyncratic Exposure
0.3162000399588168
Value Score
39.8
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
0
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
37.0%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →25.4x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →0.00%
Market Cap$1.2B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$0
Avg Yield on Cost
0.00%

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+4.0%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
-17.7%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
30.2% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.87
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Coastal Financial Corp a high-risk investment?

Coastal Financial Corp (CCB.US) has an annualized volatility of 37.0% and experienced a maximum drawdown of 41.0% over the last 10 years. Its primary macro risk driver is VTI.US.

What is the 10-year return of CCB.US?

Over the past 10 years, CCB.US has generated a Compound Annual Growth Rate (CAGR) of 23.4%. It has had a positive return in 63% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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