Colony Bankcorp Inc.

10-Year Study

CBAN.US · Financial Services · US · Common Stock

Executive Summary: Colony Bankcorp Inc. has compounded at 10.6% annually over the last 10 years, with a maximum drawdown of 48.0% and an annualized volatility of 34.3%.

1Y CAGR
+42.9%
3Y CAGR
+35.9%
5Y CAGR
+5.7%
10Y CAGR
+10.6%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
48.0%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.39
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.73
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
25.3%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2024 · +25.7%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2022 · -23.5%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
80%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
20269.22.50.74.1————————17.3%
20254.40.8-4.3-3.9-0.87.7-0.55.6-1.0-6.08.03.913.6%
2024-8.0-6.41.4-5.512.21.426.8-2.53.4-2.016.8-8.525.7%
20231.6-1.7-18.9-3.1-4.71.313.8-1.9-4.0-0.49.024.09.2%
2022-1.39.22.1-8.2-0.8-10.7-3.8-2.0-7.75.90.1-7.4-23.5%
2021-4.83.68.70.617.8-2.70.24.50.21.0-1.6-7.219.5%
2020-6.4-3.1-15.90.81.8-7.5-9.34.0-2.317.513.82.7-8.3%
20198.02.46.30.5-2.41.5-0.7-4.7-3.81.74.31.815.1%
2018-1.7-1.520.7-3.8-1.55.3-2.19.1-1.1-6.43.2-14.91.2%
20174.9-0.91.1-2.50.61.12.6-5.23.4-1.83.74.511.4%
2016———1.63.4-1.64.5-1.40.91.612.516.843.6%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 34.3%. The dominant macroeconomic risk driver is SHV.US, accounting for 41.9% of variance. Idiosyncratic stock-specific factors contribute 15.2%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-0110163.127200704224
2016-05-0110511.388644366198
2016-06-0110348.123899647888
2016-07-0110816.04863556338
2016-08-0110663.78741197183
2016-09-0110761.71875
2016-10-0110930.347711267605
2016-11-0112295.884683098593
2016-12-0114363.4463028169
2017-01-0115070.697623239437
2017-02-0114934.116417253521
2017-03-0115097.656249999998
2017-04-0114716.109154929576
2017-05-0114797.947843309857
2017-06-0114961.762764084508
2017-07-0115343.99757922535
2017-08-0114551.881602112675
2017-09-0115044.151628521126
2017-10-0114770.714128521126
2017-11-0115317.726672535211
2017-12-0116002.420774647886
2018-01-0115728.433098591548
2018-02-0115485.392825704224
2018-03-0118697.87081866197
2018-04-0117983.054577464787
2018-05-0117708.10409330986
2018-06-0118645.879181338027
2018-07-0118259.65558978873
2018-08-0119915.547975352114
2018-09-0119694.23965669014
2018-10-0118439.70070422535
2018-11-0119027.701364436616
2018-12-0116198.420994718308
2019-01-0117500
2019-02-0117925.83626760563
2019-03-0119062.91263204225
2019-04-0119156.44256161972
2019-05-0118697.45818661972
2019-06-0118977.36025528169
2019-07-0118840.09132922535
2019-08-0117951.556998239437
2019-09-0117265.34991197183
2019-10-0117563.132702464787
2019-11-0118320.312499999996
2019-12-0118648.07988556338
2020-01-0117461.762764084506
2020-02-0116915.8505721831
2020-03-0114219.71280809859
2020-04-0114333.461707746477
2020-05-0114593.694982394367
2020-06-0113503.796214788732
2020-07-0112241.692341549295
2020-08-0112736.025528169015
2020-09-0112446.632922535213
2020-10-0114627.39326584507
2020-11-0116646.952024647886
2020-12-0117102.222711267605
2021-01-0116287.687059859152
2021-02-0116875.687720070422
2021-03-0118345.620598591548
2021-04-0118455.105633802814
2021-05-0121734.154929577464
2021-06-0121142.30303697183
2021-07-0121189.6181778169
2021-08-0122133.170114436616
2021-09-0122168.93155809859
2021-10-0122383.22513204225
2021-11-0122023.96016725352
2021-12-0120432.025748239434
2022-01-0120168.76650528169
2022-02-0122032.21280809859
2022-03-0122489.95928697183
2022-04-0120646.869498239434
2022-05-0120487.318441901407
2022-06-0118293.078785211266
2022-07-0117602.195202464787
2022-08-0117245.81866197183
2022-09-0115914.530149647886
2022-10-0116855.05611795775
2022-11-0116878.98877640845
2022-12-0115623.211927816903
2023-01-0115869.415713028167
2023-02-0115604.505941901407
2023-03-0112662.301936619717
2023-04-0112265.07482394366
2023-05-0111689.453124999998
2023-06-0111840.201364436618
2023-07-0113474.224251760563
2023-08-0113214.541153169013
2023-09-0112687.747579225352
2023-10-0112630.66681338028
2023-11-0113766.367737676055
2023-12-0117063.710387323943
2024-01-0115690.883582746477
2024-02-0114688.73789612676
2024-03-0114896.016725352112
2024-04-0114079.968089788732
2024-05-0115803.53213028169
2024-06-0116025.940801056338
2024-07-0120316.901408450703
2024-08-0119804.13732394366
2024-09-0120477.00264084507
2024-10-0120067.946742957745
2024-11-0123429.79753521127
2024-12-0121449.57636443662
2025-01-0122393.265845070422
2025-02-0122574.82394366197
2025-03-0121611.328125
2025-04-0120768.18331866197
2025-05-0120612.345950704224
2025-06-0122203.042473591544
2025-07-0122095.207966549297
2025-08-0123326.089348591544
2025-09-0123095.290492957745
2025-10-0121710.359815140844
2025-11-0123452.354753521126
2025-12-0124368.535431338027
2026-01-0126611.328125
2026-02-0127274.97799295774
2026-03-0127467.539612676053
2026-04-0128595.40052816901
Annual Return Matrix
YearAnnual Return
20170.11410732753667596
20180.012248160627105875
20190.15122825191688816
2020-0.08289631875142911
20210.1947000160849286
2022-0.23535668365320528
20230.09220245274547256
20240.25702885700467504
20250.1360846954413999
20260.17345585288622734
Total Factor Risk
0.3431688354978788
VTI.US Exposure
-0.11612181186217206
VEA.US Exposure
-0.06649938012325116
VWO.US Exposure
0.014511231134116813
QQQ.US Exposure
0.06938296931779858
VTV.US Exposure
0.20305637130986143
IJR.US Exposure
0.35528502789314037
QUAL.US Exposure
-0.04938035534082532
SHV.US Exposure
0.4188512060347492
TLT.US Exposure
0.02066922447510829
LQD.US Exposure
-0.008362905130502852
HYG.US Exposure
-0.010857965326690186
GLD.US Exposure
-0.006231892990312037
USO.US Exposure
-0.00012814024768402252
VNQ.US Exposure
-0.0202880343253264
BTC-USD.CC Exposure
-0.006383187712575518
CPER.US Exposure
0.019528480951629842
VIX.INDX Exposure
0.005562139675293634
UUP.US Exposure
0.018947333554282856
TIP.US Exposure
0.00612560441842936
Idiosyncratic Exposure
0.15233408429492906
Value Score
44.9
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
27.5
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
34.3%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →12.6x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →2.29%
Market Cap$427.8M
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$165
Avg Yield on Cost
1.65%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$165.051.65%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+3.4%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+16.6%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
1.8% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.60
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Colony Bankcorp Inc. a high-risk investment?

Colony Bankcorp Inc. (CBAN.US) has an annualized volatility of 34.3% and experienced a maximum drawdown of 48.0% over the last 10 years. Its primary macro risk driver is SHV.US.

What is the 10-year return of CBAN.US?

Over the past 10 years, CBAN.US has generated a Compound Annual Growth Rate (CAGR) of 10.6%. It has had a positive return in 80% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

Run a Full Backtest on Colony Bankcorp Inc.

stresstest.pro lets you simulate DCA vs Lump Sum, Monte Carlo projections, portfolio optimisation, and more — all in seconds.

Start a Free Backtest