BankUnited Inc

10-Year Study

BKU.US · Financial Services · US · Common Stock

Executive Summary: BankUnited Inc has compounded at 6.7% annually over the last 10 years, with a maximum drawdown of 58.1% and an annualized volatility of 46.3%.

1Y CAGR
+45.6%
3Y CAGR
+41.3%
5Y CAGR
+2.9%
10Y CAGR
+6.7%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
58.1%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.25
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.38
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
36.9%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2019 · +25.3%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2018 · -24.8%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
60%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
20267.2-1.6-3.33.8————————5.9%
20258.6-8.6-8.4-4.03.94.73.37.5-2.65.97.83.120.8%
2024-12.1-5.14.4-3.47.32.032.8-0.2-5.2-2.219.0-9.322.2%
202311.6-5.9-36.31.1-16.113.940.1-12.0-13.5-2.726.517.5-0.3%
2022-0.85.9-0.5-14.111.0-14.610.0-4.6-7.86.02.1-7.5-17.7%
20210.216.09.46.62.5-10.7-6.86.2-0.5-2.5-2.36.724.4%
2020-9.2-10.0-37.07.2-6.79.60.816.1-6.316.412.922.0-0.9%
201913.77.9-8.510.2-11.23.92.7-7.75.92.72.24.325.3%
20181.3-2.0-0.6-0.46.5-3.1-4.4-0.2-8.7-5.94.4-13.3-24.8%
20171.93.7-5.9-4.9-6.01.72.8-3.36.9-1.46.89.410.7%
2016———0.8-4.1-7.2-1.67.1-6.1-2.821.66.411.7%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 46.3%. The dominant macroeconomic risk driver is IJR.US, accounting for 37.6% of variance. Idiosyncratic stock-specific factors contribute 17.2%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-0110080.42180254682
2016-05-019671.36905369038
2016-06-018975.936227472086
2016-07-018830.039308607878
2016-08-019456.544765521407
2016-09-018882.960777698445
2016-10-018632.280134637866
2016-11-0110495.594454426338
2016-12-0111165.096153091727
2017-01-0111380.901194950295
2017-02-0111806.940597710527
2017-03-0111115.744627431288
2017-04-0110575.31011431665
2017-05-019936.996382980393
2017-06-0110101.841463127583
2017-07-0110379.865519054083
2017-08-0110036.091735777109
2017-09-0110726.660023695009
2017-10-0110573.819368708464
2017-11-0111295.967925431336
2017-12-0112354.868069013675
2018-01-0112514.613229974972
2018-02-0112264.560269275733
2018-03-0112191.356813884333
2018-04-0112143.18219265141
2018-05-0112927.98129506563
2018-06-0112523.322322738577
2018-07-0111976.179454387106
2018-08-0111954.602873216008
2018-09-0110909.864812911424
2018-10-0110265.117337371423
2018-11-0110711.674107317993
2018-12-019285.109020580134
2019-01-0110553.851223588303
2019-02-0111390.394890665579
2019-03-0110425.843252022314
2019-04-0111487.25412505002
2019-05-0110199.720681349203
2019-06-0110595.395949879563
2019-07-0110876.362266874849
2019-08-0110038.75938581281
2019-09-0110626.662377503864
2019-10-0110911.120177634108
2019-11-0111152.85634704558
2019-12-0111630.051862255106
2020-01-0110560.481118529968
2020-02-019504.444775721246
2020-03-015984.284402877924
2020-04-016415.149113790965
2020-05-015984.441323468258
2020-06-016557.633009815383
2020-07-016607.219916361324
2020-08-017670.121534997215
2020-09-017187.865330749373
2020-10-018363.475163393565
2020-11-019443.245745490494
2020-12-0111520.050528430089
2021-01-0111543.39246624246
2021-02-0113388.974759323044
2021-03-0114641.593371674264
2021-04-0115610.538786846917
2021-05-0116005.743293606269
2021-06-0114297.662667806957
2021-07-0113330.52183942316
2021-08-0114155.688763701128
2021-09-0114084.95680760751
2021-10-0113736.04387499706
2021-11-0113424.478042886396
2021-12-0114328.693714545754
2022-01-0114210.297129137802
2022-02-0115044.212376326957
2022-03-0114962.495978909874
2022-04-0112852.306340376452
2022-05-0114262.865526900112
2022-06-0112177.861643115502
2022-07-0113395.996955740546
2022-08-0112775.336790817008
2022-09-0111782.304065027893
2022-10-0112485.426000172612
2022-11-0112752.857916251482
2022-12-0111797.7999733235
2023-01-0113166.579052670395
2023-02-0112390.018281248773
2023-03-017898.519454230187
2023-04-017987.80727013095
2023-05-016701.960722776239
2023-06-017633.559037449099
2023-07-0110691.274430574409
2023-08-019405.035581743858
2023-09-018133.115736781401
2023-10-017909.503895553655
2023-11-0110005.649141252068
2023-12-0111760.88440444713
2024-01-0110339.380006747584
2024-02-019812.519124696946
2024-03-0110244.246898856833
2024-04-019890.979419864578
2024-05-0110616.266388394153
2024-06-0110830.894525825206
2024-07-0114384.439754262357
2024-08-0114350.85874793061
2024-09-0113607.722062250397
2024-10-0113304.826092755762
2024-11-0115838.544404604048
2024-12-0114370.277670984597
2025-01-0115599.828956556534
2025-02-0114260.315567307165
2025-03-0113068.778294743943
2025-04-0112542.702015644982
2025-05-0113029.665837602883
2025-06-0113647.030670129381
2025-07-0114100.099644574862
2025-08-0115151.702980706612
2025-09-0114753.516982730887
2025-10-0115616.776380312745
2025-11-0116836.363208398387
2025-12-0117366.284041960564
2026-01-0118622.55105803708
2026-02-0118320.478921641705
2026-03-0117716.334648850945
2026-04-0118395.016202050952
Annual Return Matrix
YearAnnual Return
20170.10656172590081003
2018-0.24846554664007903
20190.25254876776109825
2020-0.009458370016562245
20210.24380476276421503
2022-0.1766311564502926
2023-0.003129021424319922
20240.22187049687783533
20250.20848632431266667
20260.059237322020344374
Total Factor Risk
0.46296700448167855
VTI.US Exposure
0.2259755626267948
VEA.US Exposure
-0.08293216943293259
VWO.US Exposure
0.04510764507549662
QQQ.US Exposure
-0.05799551603347698
VTV.US Exposure
0.03962750615965011
IJR.US Exposure
0.37584615923481424
QUAL.US Exposure
-0.08480107624064127
SHV.US Exposure
0.33125273585467196
TLT.US Exposure
0.00025468574754682565
LQD.US Exposure
0.004597230365156813
HYG.US Exposure
0.020435713606661323
GLD.US Exposure
-0.00047400593594964054
USO.US Exposure
-0.0011469314892927525
VNQ.US Exposure
0.013423590589569847
BTC-USD.CC Exposure
-0.009998360106532742
CPER.US Exposure
0.0025766351790868767
VIX.INDX Exposure
-0.00023158857649895317
UUP.US Exposure
0.0012360101915263922
TIP.US Exposure
0.005505518391492844
Idiosyncratic Exposure
0.17174065479285633
Value Score
44.8
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
32.6
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
46.3%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →13.0x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →2.72%
Market Cap$3.5B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$129
Avg Yield on Cost
1.29%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$129.461.29%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+0.7%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+12.0%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
7.9% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
1.26
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is BankUnited Inc a high-risk investment?

BankUnited Inc (BKU.US) has an annualized volatility of 46.3% and experienced a maximum drawdown of 58.1% over the last 10 years. Its primary macro risk driver is IJR.US.

What is the 10-year return of BKU.US?

Over the past 10 years, BKU.US has generated a Compound Annual Growth Rate (CAGR) of 6.7%. It has had a positive return in 60% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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