Bankinter SA ADR

10-Year Study

BKNIY.US · Financial Services · US · Common Stock

Executive Summary: Bankinter SA ADR has compounded at 17.8% annually over the last 10 years, with a maximum drawdown of 66.8% and an annualized volatility of 35.9%.

1Y CAGR
+42.6%
3Y CAGR
+54.2%
5Y CAGR
+34.3%
10Y CAGR
+17.8%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
66.8%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.58
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.78
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
33.1%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2025 · +122.3%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2020 · -28.3%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
70%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
20264.9-4.0-5.810.3————————4.6%
202515.99.814.23.611.52.28.74.76.1-4.36.55.2122.3%
2024-5.23.214.95.616.1-6.16.12.52.3-11.3-0.92.029.0%
202312.0-5.3-16.53.1-0.712.5-1.14.3-3.20.911.1-6.27.1%
202213.60.02.30.27.72.4-27.03.220.25.77.80.933.8%
202110.116.91.313.3-7.1-1.8-1.010.14.5-7.0-10.26.135.9%
2020-13.1-14.8-36.723.34.56.67.29.3-20.1-15.329.08.9-28.3%
20191.4-5.8-3.64.3-6.7-5.9-2.1-9.97.66.42.110.2-4.3%
201823.01.6-12.43.5-10.47.9-4.4-5.45.7-9.2-1.9-0.8-7.5%
20174.3-8.811.05.62.2-1.68.9-2.5-2.42.4-4.54.318.6%
2016———-2.7-1.9-5.75.25.2-2.69.8-4.37.99.9%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 35.9%. The dominant macroeconomic risk driver is VTI.US, accounting for 14.2% of variance. Idiosyncratic stock-specific factors contribute 25.6%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-019732.808442918167
2016-05-019546.025630287293
2016-06-018999.916240891196
2016-07-019463.941703660272
2016-08-019955.04927827568
2016-09-019697.35042019153
2016-10-0110646.899516989139
2016-11-0110185.6660245135
2016-12-0110991.707848228496
2017-01-0111469.693162464751
2017-02-0110459.279113270235
2017-03-0111606.220509813777
2017-04-0112260.658346595192
2017-05-0112536.225814557334
2017-06-0112336.041544517966
2017-07-0113434.961052014407
2017-08-0113101.878996007483
2017-09-0112782.477594438393
2017-10-0113094.89907027389
2017-11-0112507.1893235056
2017-12-0113039.059664405171
2018-01-0116032.610213027332
2018-02-0116286.400312700673
2018-03-0114262.780244018206
2018-04-0114761.984532484574
2018-05-0113221.654521595889
2018-06-0114262.780244018206
2018-07-0113637.658095317864
2018-08-0112897.506770527962
2018-09-0113637.658095317864
2018-10-0112384.621827623754
2018-11-0112152.88829326856
2018-12-0112059.078091409108
2019-01-0112229.946673367396
2019-02-0111518.273445570538
2019-03-0111098.08191640841
2019-04-0111571.600078175166
2019-05-0110801.295474216155
2019-06-0110168.914202752881
2019-07-019958.95803668649
2019-08-018968.925370634057
2019-09-019653.795683613926
2019-10-0110268.029148169864
2019-11-0110480.49808750035
2019-12-0111544.79716335818
2020-01-0110028.757294022393
2020-02-018543.70829494374
2020-03-015409.721640561745
2020-04-016671.4130161655075
2020-05-016970.9914286511985
2020-06-017428.316162716029
2020-07-017964.653656085099
2020-08-018705.921768992377
2020-09-016955.356395007957
2020-10-015890.7781221207815
2020-11-017601.976714967752
2020-12-018280.146299243375
2021-01-019116.062205098138
2021-02-0110653.600245693384
2021-03-0110791.523578189128
2021-04-0112224.08353575118
2021-05-0111355.501577463214
2021-06-0111148.337381690259
2021-07-0111040.008934304939
2021-08-0112154.56347544462
2021-09-0112701.510455928748
2021-10-0111818.410252114916
2021-11-0110608.649523969065
2021-12-0111255.828237987549
2022-01-0112785.827958790518
2022-02-0112785.827958790518
2022-03-0113083.451992070803
2022-04-0113105.50855738895
2022-05-0114112.013848172655
2022-06-0114453.47181505989
2022-07-0110557.27727056984
2022-08-0110892.872099840857
2022-09-0113094.340676215206
2022-10-0113841.751123768043
2022-11-0114927.269173855988
2022-12-0115063.517324175671
2023-01-0116874.66845352765
2023-02-0115979.562777452047
2023-03-0113350.08515509395
2023-04-0113766.367925845268
2023-05-0113673.116118044503
2023-06-0115382.639528715414
2023-07-0115216.517296255966
2023-08-0115870.396738978698
2023-09-0115358.907781221207
2023-10-0115494.318340452857
2023-11-0117213.334450121452
2023-12-0116140.10106932462
2024-01-0115303.068375352485
2024-02-0115799.201496496078
2024-03-0118153.949241980066
2024-04-0119162.68810899852
2024-05-0122238.601781277048
2024-06-0120877.237066197613
2024-07-0122140.88282100678
2024-08-0122690.90096881369
2024-09-0123215.232989920987
2024-10-0120593.293687355163
2024-11-0120414.04919451657
2024-12-0120821.956054387578
2025-01-0124123.460926375745
2025-02-0126493.285311444284
2025-03-0130247.647765027777
2025-04-0131342.65851411341
2025-05-0134953.79289164363
2025-06-0135732.47340648295
2025-07-0138846.9162688109
2025-08-0140682.636736745124
2025-09-0143176.70379987157
2025-10-0141332.886618086384
2025-11-0144010.10693246224
2025-12-0146290.867465170166
2026-01-0148552.36340285339
2026-02-0146597.984197448146
2026-03-0143889.77301281514
2026-04-0148412.76488818159
Annual Return Matrix
YearAnnual Return
20170.18626330361451915
2018-0.07515738084022094
2019-0.04264678644193387
2020-0.28278113663845217
20210.359375526857066
20220.33828599776758006
20230.07146961244045746
20240.2900759397325676
20251.2231757354715866
20260.0458383594692402
Total Factor Risk
0.35903986094099727
VTI.US Exposure
0.14226304599487355
VEA.US Exposure
0.05711220470016577
VWO.US Exposure
0.00847981315904512
QQQ.US Exposure
0.07123468569801265
VTV.US Exposure
0.029624139506986696
IJR.US Exposure
-0.0004072947935565886
QUAL.US Exposure
0.12648558424070233
SHV.US Exposure
0.10721430108922109
TLT.US Exposure
0.0014721840913972134
LQD.US Exposure
0.009404096166023834
HYG.US Exposure
0.018169995061940367
GLD.US Exposure
-0.0035310473218598056
USO.US Exposure
-0.0004304666011200952
VNQ.US Exposure
0.07210902471959713
BTC-USD.CC Exposure
0.00007506487457970695
CPER.US Exposure
0.03350415725726338
VIX.INDX Exposure
0.003480166339899059
UUP.US Exposure
0.047435007407123524
TIP.US Exposure
0.020417834949123963
Idiosyncratic Exposure
0.255887503460581
Value Score
45.3
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
45.7
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
35.9%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →11.8x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →3.81%
Market Cap$14.3B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$503
Avg Yield on Cost
5.03%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$502.555.03%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+6.7%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+12.5%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
2.1% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
-0.01
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Bankinter SA ADR a high-risk investment?

Bankinter SA ADR (BKNIY.US) has an annualized volatility of 35.9% and experienced a maximum drawdown of 66.8% over the last 10 years. Its primary macro risk driver is VTI.US.

What is the 10-year return of BKNIY.US?

Over the past 10 years, BKNIY.US has generated a Compound Annual Growth Rate (CAGR) of 17.8%. It has had a positive return in 70% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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