Bank First National Corp

10-Year Study

BFC.US · Financial Services · US · Common Stock

Executive Summary: Bank First National Corp has compounded at 20.0% annually over the last 10 years, with a maximum drawdown of 27.6% and an annualized volatility of 29.1%.

1Y CAGR
+26.5%
3Y CAGR
+27.4%
5Y CAGR
+17.7%
10Y CAGR
+20.0%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
27.6%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.79
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
1.44
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
23.8%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2019 · +52.1%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2020 · -6.2%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
80%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
202614.5-3.50.35.6————————17.1%
20252.13.5-3.48.49.81.61.09.3-6.30.72.1-2.028.7%
2024-2.62.40.6-10.95.81.612.21.4-3.11.416.2-6.916.4%
2023-14.02.1-9.5-7.111.39.76.2-12.10.22.42.37.7-4.9%
2022-3.10.62.5-1.82.84.61.55.7-5.612.610.3-2.130.0%
20211.95.97.6-3.6-1.5-1.70.31.40.60.2-1.13.213.3%
2020-10.4-5.6-5.0-8.521.73.1-2.90.3-5.69.08.0-6.0-6.2%
20194.317.83.38.13.64.8-16.0-6.021.95.8-3.03.452.1%
20182.9-1.42.325.4-8.21.00.30.41.7-4.6-4.4-6.35.7%
20171.02.82.50.3-1.03.92.50.92.78.9-1.69.136.4%
2016———5.6-1.80.55.42.60.6-2.012.8-0.025.3%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 29.1%. The dominant macroeconomic risk driver is VTV.US, accounting for 42.1% of variance. Idiosyncratic stock-specific factors contribute 20.7%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-0110555.548161851148
2016-05-0110370.380228642915
2016-06-0110423.61490038462
2016-07-0110982.046606955111
2016-08-0111272.39737907966
2016-09-0111336.36770962261
2016-10-0111111.89484377842
2016-11-0112533.615477093565
2016-12-0112531.530452450348
2017-01-0112651.840810586604
2017-02-0113009.045457973445
2017-03-0113332.31300212495
2017-04-0113370.06525683511
2017-05-0113237.865822009875
2017-06-0113751.802215449588
2017-07-0114093.213910219727
2017-08-0114225.990053988831
2017-09-0114605.375814601384
2017-10-0115904.390529551898
2017-11-0115656.760581500064
2017-12-0117089.34996029581
2018-01-0117586.339983231082
2018-02-0117337.822790650218
2018-03-0117744.6687694362
2018-04-0122252.758221429616
2018-05-0120426.498445103967
2018-06-0120622.18022598118
2018-07-0120687.969407808643
2018-08-0120779.93230324244
2018-09-0121132.035294587364
2018-10-0120167.1125070425
2018-11-0119279.379993523118
2018-12-0118064.476059924495
2019-01-0118847.51371901853
2019-02-0122192.957940173103
2019-03-0122923.470723148657
2019-04-0124778.965206705794
2019-05-0125673.662589778058
2019-06-0126901.609017953393
2019-07-0122587.027597741075
2019-08-0121233.402982028867
2019-09-0125892.85635067453
2019-10-0127387.419759822908
2019-11-0126569.690839643863
2019-12-0127470.55457219287
2020-01-0124617.930324687135
2020-02-0123228.90465226669
2020-03-0122056.14483379692
2020-04-0120173.500667651508
2020-05-0124557.154074448692
2020-06-0125325.729647719563
2020-07-0124579.02465208924
2020-08-0124654.085539245047
2020-09-0123269.45172724329
2020-10-0125374.395010136774
2020-11-0127415.94467143117
2020-12-0125774.320481596333
2021-01-0126251.48058930782
2021-02-0127794.31010083534
2021-03-0129904.266315317836
2021-04-0128839.52851825728
2021-05-0128400.874823105623
2021-06-0127905.70365145486
2021-07-0127993.673946508028
2021-08-0128397.63638057467
2021-09-0128555.743355647537
2021-10-0128604.09818247958
2021-11-0128297.865733285424
2021-12-0129200.81449047765
2022-01-0128291.344485997066
2022-02-0128469.192651840815
2022-03-0129188.969776015118
2022-04-0128665.93912615287
2022-05-0129464.681013410704
2022-06-0130828.908201244805
2022-07-0131280.293855388016
2022-08-0133049.28199736489
2022-09-0131197.735751961925
2022-10-0135142.33620356939
2022-11-0138764.68944223373
2022-12-0137966.92352395782
2023-01-0132665.814911918802
2023-02-0133348.904474817784
2023-03-0130197.057009897213
2023-04-0128067.09343128513
2023-05-0131239.48060705271
2023-06-0134263.65358424608
2023-07-0136388.648593495614
2023-08-0131969.81594112245
2023-09-0132019.945257012558
2023-10-0132775.300886800906
2023-11-0133518.23509318286
2023-12-0136088.227595966586
2024-01-0135163.71879671897
2024-02-0136021.59553183656
2024-03-0136245.97967322784
2024-04-0132281.371857490787
2024-05-0134142.41161935435
2024-06-0134693.78973191907
2024-07-0138940.718756792965
2024-08-0139503.586686008595
2024-09-0138270.13934175328
2024-10-0138822.892683337996
2024-11-0145092.96104552895
2024-12-0141996.3445525404
2025-01-0142882.12512809593
2025-02-0144390.92881193521
2025-03-0142883.589081568825
2025-04-0146476.39707741652
2025-05-0151029.51418925813
2025-06-0151824.529649494056
2025-07-0152339.92999640666
2025-08-0157229.445871429394
2025-09-0153628.6970370469
2025-10-0153986.78892896277
2025-11-0155140.606076737786
2025-12-0154042.06426312124
2026-01-0161903.050790313064
2026-02-0159742.61036212886
2026-03-0159915.6230452894
2026-04-0163300.46092353283
Annual Return Matrix
YearAnnual Return
20170.3637081300755447
20180.05706045589178199
20190.5206947868881446
2020-0.061747355195863274
20210.13294216665490532
20220.3002008398203684
2023-0.04948243770148353
20240.16371313722356762
20250.28682781415679615
20260.17131833853226075
Total Factor Risk
0.29055085082660903
VTI.US Exposure
-0.10266262785060741
VEA.US Exposure
-0.0742245907798047
VWO.US Exposure
0.02860480844195139
QQQ.US Exposure
0.2174236663901268
VTV.US Exposure
0.4209013585226965
IJR.US Exposure
0.19419199074289836
QUAL.US Exposure
-0.06465645910498079
SHV.US Exposure
0.018708405536149643
TLT.US Exposure
-0.0013355394031855368
LQD.US Exposure
0.00034590844796384714
HYG.US Exposure
0.007878488955487635
GLD.US Exposure
-0.0013498943011607935
USO.US Exposure
0.0281418456691882
VNQ.US Exposure
-0.015331745818440278
BTC-USD.CC Exposure
0.00024940558878692765
CPER.US Exposure
-0.00717623527811027
VIX.INDX Exposure
0.038807701540532924
UUP.US Exposure
0.09641424629868188
TIP.US Exposure
0.007613776068042865
Idiosyncratic Exposure
0.20745549033378288
Value Score
42.4
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
15.8
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
29.1%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →18.9x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →1.32%
Market Cap$1.5B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$222
Avg Yield on Cost
2.22%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$221.812.22%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+2.3%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+10.2%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
6.0% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.40
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Bank First National Corp a high-risk investment?

Bank First National Corp (BFC.US) has an annualized volatility of 29.1% and experienced a maximum drawdown of 27.6% over the last 10 years. Its primary macro risk driver is VTV.US.

What is the 10-year return of BFC.US?

Over the past 10 years, BFC.US has generated a Compound Annual Growth Rate (CAGR) of 20.0%. It has had a positive return in 80% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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