BCB Bancorp Inc

10-Year Study

BCBP.US · Financial Services · US · Common Stock

Executive Summary: BCB Bancorp Inc has compounded at 4.8% annually over the last 10 years, with a maximum drawdown of 53.2% and an annualized volatility of 53.5%.

1Y CAGR
+28.9%
3Y CAGR
+0.6%
5Y CAGR
-0.8%
10Y CAGR
+4.8%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
53.2%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.16
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.25
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
27.4%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2021 · +45.5%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2025 · -26.6%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
50%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
2026-2.22.412.313.0-0.4———————26.5%
2025-8.5-5.1-2.7-16.60.43.9-0.78.5-2.5-8.52.71.0-26.6%
2024-3.3-14.4-0.4-9.97.96.319.3-0.8-0.6-1.610.8-10.8-2.5%
20230.0-2.7-24.3-10.1-8.810.69.5-10.3-2.1-7.714.411.0-24.8%
202211.27.20.24.17.1-15.614.1-6.5-6.517.7-4.1-4.620.7%
20213.716.64.3-0.27.2-7.911.8-0.1-0.73.5-2.85.045.5%
2020-4.9-12.7-6.1-5.0-3.8-3.2-13.32.9-1.813.613.58.8-15.0%
201912.113.12.1-1.3-6.413.2-7.4-2.63.90.56.11.837.7%
20184.51.92.3-1.01.6-3.8-0.70.6-6.7-10.2-4.8-10.6-24.9%
20175.38.513.3-5.10.2-2.5-2.0-4.4-1.80.75.0-0.715.9%
2016————3.6-2.34.64.81.56.12.57.431.7%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 53.5%. The dominant macroeconomic risk driver is SHV.US, accounting for 61.8% of variance. Idiosyncratic stock-specific factors contribute 12.3%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-04-0110000
2016-05-0110355.641566599514
2016-06-0110118.494313224726
2016-07-0110584.22296600625
2016-08-0111094.684411732047
2016-09-0111265.049729541091
2016-10-0111956.504497073332
2016-11-0112260.433686013863
2016-12-0113172.379879760792
2017-01-0113874.145397439761
2017-02-0115051.633064196318
2017-03-0117048.27017337923
2017-04-0116177.884234069892
2017-05-0116217.858219254138
2017-06-0115804.635078758269
2017-07-0115494.83669358037
2017-08-0114807.030345330815
2017-09-0114546.40630700655
2017-10-0114650.624196951192
2017-11-0115376.818261131644
2017-12-0115271.489982709665
2018-01-0115956.12379245253
2018-02-0116262.432385273078
2018-03-0116634.412525182022
2018-04-0116474.992465221047
2018-05-0116733.871607366636
2018-06-0116090.322171285354
2018-07-0115983.090369759366
2018-08-0116078.42515188528
2018-09-0114995.796386478642
2018-10-0113469.170857061277
2018-11-0112823.083390174648
2018-12-0111465.236909312987
2019-01-0112855.91916371885
2019-02-0114536.73006456116
2019-03-0114847.004330515061
2019-04-0114647.61028536984
2019-05-0113709.649275868085
2019-06-0115512.92016306848
2019-07-0114370.489046810806
2019-08-0114003.42634158722
2019-09-0114547.199441633224
2019-10-0114615.25039260164
2019-11-0115506.575086055105
2019-12-0115792.896686283528
2020-01-0115025.618248441493
2020-02-0113124.315921384496
2020-03-0112325.629352326265
2020-04-0111712.219032058501
2020-05-0111269.33265652512
2020-06-0110904.966609032215
2020-07-019459.55806538602
2020-08-019733.6653923637
2020-09-019560.444789898638
2020-10-0110862.930473818626
2020-11-0112332.767563966307
2020-12-0113424.120810266333
2021-01-0113921.257594264049
2021-02-0116235.30718104091
2021-03-0116934.693294839868
2021-04-0116897.891848162304
2021-05-0118109.64293079107
2021-06-0116671.689852635584
2021-07-0118642.62939991434
2021-08-0118627.718468932915
2021-09-0118489.871670817403
2021-10-0119140.55931853873
2021-11-0118596.15171079139
2021-12-0119533.002331815802
2022-01-0121725.702320711916
2022-02-0123284.846369822815
2022-03-0123323.23408575372
2022-04-0124279.27856474358
2022-05-0125993.242492980757
2022-06-0121946.669627702606
2022-07-0125033.23234085754
2022-08-0123395.567963706155
2022-09-0121874.81163052617
2022-10-0125746.260370235243
2022-11-0124698.053647626148
2022-12-0123571.167970051236
2023-01-0123571.167970051236
2023-02-0122937.612030266017
2023-03-0117358.54443933313
2023-04-0115600.164972002349
2023-05-0114230.262844815281
2023-06-0115745.78448945924
2023-07-0117234.498183721706
2023-08-0115456.766231500134
2023-09-0115130.787899938136
2023-10-0113962.659221776303
2023-11-0115978.807442775336
2023-12-0117731.317713868753
2024-01-0117137.894386193115
2024-02-0114667.121397185958
2024-03-0114611.284719468282
2024-04-0113171.110864358117
2024-05-0114215.827794609857
2024-06-0115111.435415047352
2024-07-0118025.57066036389
2024-08-0117878.364873653652
2024-09-0117777.478149141036
2024-10-0117489.411652733932
2024-11-0119372.63051030282
2024-12-0117285.10017290335
2025-01-0115810.504274995637
2025-02-0115005.631255849368
2025-03-0114605.732777081581
2025-04-0112176.36141558668
2025-05-0112230.294570200347
2025-06-0112713.313557843308
2025-07-0112622.73758347742
2025-08-0113695.055598737328
2025-09-0113356.54574007392
2025-10-0112217.763043098937
2025-11-0112553.576244031661
2025-12-0112679.208768896433
2026-01-0112396.535587950699
2026-02-0112690.1540267445
2026-03-0114244.697895020701
2026-04-0116100.632921432085
2026-05-0116037.18215129836
Annual Return Matrix
YearAnnual Return
20170.15935693641618487
2018-0.24923914285417503
20190.37745925454495133
2020-0.14998995580554442
20210.45506753163883884
20220.20673553249200083
2023-0.24775396211178036
2024-0.025165503667919253
2025-0.2664659942918498
20260.26484092529806946
Total Factor Risk
0.5351447568205607
VTI.US Exposure
-0.053314789882211645
VEA.US Exposure
-0.039735213743010235
VWO.US Exposure
-0.0008972242665670413
QQQ.US Exposure
0.03253955324036558
VTV.US Exposure
0.08915809046879805
IJR.US Exposure
0.1447472462722996
QUAL.US Exposure
-0.012319997026936815
SHV.US Exposure
0.6181320741604502
TLT.US Exposure
-0.0012078781477305482
LQD.US Exposure
0.0011525863171598625
HYG.US Exposure
0.039792348443001516
GLD.US Exposure
-0.0010840843292586437
USO.US Exposure
-0.0016615058200611919
VNQ.US Exposure
0.029023799276167887
BTC-USD.CC Exposure
-0.0016421105400623375
CPER.US Exposure
0.01897799364128094
VIX.INDX Exposure
-0.0007313681839244834
UUP.US Exposure
0.017239866696880615
TIP.US Exposure
-0.0009616079054371765
Idiosyncratic Exposure
0.12279222132879568
Value Score
50
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
79.6
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
53.5%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →N/A
Forward P/EForward P/E RatioA valuation metric that compares the current stock price to estimated future earnings per share.Click for full definition →No estimate availableN/A
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →6.63%
Squeeze RiskShort Squeeze RiskA situation where a sharp rise in the price of a stock forces short sellers to buy shares to cover their positions, further driving up the price.Click for full definition →Low
Market Cap$147.3M
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$254
Avg Yield on Cost
2.54%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$253.82.54%Solid

Momentum & MacroiPrice momentum indicators: distance from 50/200-Day SMA, 52-Week High proximity, Golden Cross trend signal, RSI momentum gauge, Fibonacci retracement levels, and Beta (market sensitivity).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+11.1%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+21.2%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
3.1% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.72
Market sensitivity coefficient
Trend SignalGolden Cross & Death CrossTechnical chart patterns that occur when a short-term moving average crosses over a long-term moving average.Click for full definition →
✦ Golden Cross
Bullish — 50 SMA above 200 SMA
RSI (14-Day)Relative Strength Index (RSI)A momentum oscillator that measures the speed and change of price movements to identify overbought or oversold conditions.Click for full definition →
72
OversoldNeutralOverbought
Overbought
Fibonacci LevelsFibonacci RetracementTechnical levels based on mathematical ratios that indicate potential support and resistance areas.Click for full definition →
38.2% retracement+9.4%
50.0% retracement+13.9%
61.8% retracement+18.7%
% distance of current price from each 52-week Fibonacci support level.

Frequently Asked Questions & Methodology

Is BCB Bancorp Inc a high-risk investment?

BCB Bancorp Inc (BCBP.US) has an annualized volatility of 53.5% and experienced a maximum drawdown of 53.2% over the last 10 years. Its primary macro risk driver is SHV.US.

What is the 10-year return of BCBP.US?

Over the past 10 years, BCBP.US has generated a Compound Annual Growth Rate (CAGR) of 4.8%. It has had a positive return in 50% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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