Atlantic Union Bankshares Corp

10-Year Study

AUB.US · Financial Services · US · Common Stock

Executive Summary: Atlantic Union Bankshares Corp has compounded at 6.7% annually over the last 10 years, with a maximum drawdown of 45.3% and an annualized volatility of 36.1%.

1Y CAGR
+33.2%
3Y CAGR
+18.7%
5Y CAGR
+1.9%
10Y CAGR
+6.7%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
45.3%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.27
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.47
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
30.9%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2019 · +36.6%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2018 · -20.1%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
60%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
202610.0-3.7-3.65.8————————8.2%
2025-0.3-4.7-12.7-11.09.64.21.314.0-1.2-7.85.24.3-2.7%
2024-6.5-1.76.2-10.03.70.725.7-3.1-5.10.313.2-10.77.5%
202310.1-2.4-6.4-18.3-9.61.523.2-6.3-3.10.17.219.58.1%
20229.20.5-9.7-7.95.2-3.82.0-5.4-6.413.74.2-1.5-2.6%
2021-0.312.64.40.86.8-11.7-2.15.1-0.4-2.7-8.714.716.5%
2020-10.3-11.1-26.49.0-1.90.0-2.54.2-8.118.319.310.1-8.9%
201911.813.5-9.112.9-10.99.47.6-4.43.1-1.03.2-0.736.6%
20184.4-0.4-1.83.09.3-5.44.23.3-7.4-11.44.4-20.3-20.1%
20172.9-0.8-3.0-2.7-1.30.9-8.92.112.7-2.29.9-4.03.7%
2016———7.23.5-9.08.64.4-3.84.321.95.748.3%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 36.1%. The dominant macroeconomic risk driver is VTV.US, accounting for 59.8% of variance. Idiosyncratic stock-specific factors contribute 21.6%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-0110722.702542178193
2016-05-0111099.126458936846
2016-06-0110105.340423266784
2016-07-0110976.416072259048
2016-08-0111463.50346558786
2016-09-0111026.901030431056
2016-10-0111504.687088513969
2016-11-0114023.443847390861
2016-12-0114828.34553900117
2017-01-0115251.50026054945
2017-02-0115127.613198930907
2017-03-0114677.058760905253
2017-04-0114284.88981279662
2017-05-0114100.20787923953
2017-06-0114226.112097899353
2017-07-0112962.979565078527
2017-08-0113232.438126509365
2017-09-0114909.143884932397
2017-10-0114575.528523160883
2017-11-0116018.300096935604
2017-12-0115372.305554466038
2018-01-0116043.794720651762
2018-02-0115975.211381248282
2018-03-0115688.887145666755
2018-04-0116158.996800564802
2018-05-0117656.84796799444
2018-06-0116703.124912449777
2018-07-0117403.414598613763
2018-08-0117972.36494853448
2018-09-0116646.084193893617
2018-10-0114749.45228583115
2018-11-0115395.222699740569
2018-12-0112277.034106763638
2019-01-0113725.240798121802
2019-02-0115580.016697577728
2019-03-0114160.834654757968
2019-04-0115987.37035563599
2019-05-0114241.18474356891
2019-06-0115577.159058435916
2019-07-0116767.56187349063
2019-08-0116026.368725100718
2019-09-0116530.153696160116
2019-10-0116359.255669051767
2019-11-0116886.40604250598
2019-12-0116774.677955275143
2020-01-0115050.344877821917
2020-02-0113379.186301262402
2020-03-019852.187214586287
2020-04-0110738.447573528174
2020-05-0110534.21042309869
2020-06-0110538.805058581602
2020-07-0110270.299043531368
2020-08-0110700.289686163982
2020-09-019830.838969232753
2020-10-0111634.177364136067
2020-11-0113873.894065636048
2020-12-0115279.348234147106
2021-01-0115232.95362219769
2021-02-0117155.248250396427
2021-03-0117916.556937059097
2021-04-0118061.343986910888
2021-05-0119290.521042870187
2021-06-0117033.210249399053
2021-07-0116680.48792787543
2021-08-0117528.982624433374
2021-09-0117457.933870868328
2021-10-0116993.651558533973
2021-11-0115519.5580184794
2021-12-0117801.410889286093
2022-01-0119438.838117544223
2022-02-0119531.62734144305
2022-03-0117637.57291182222
2022-04-0116238.674503695318
2022-05-0117089.242389434577
2022-06-0116439.773854282816
2022-07-0116764.48010578868
2022-08-0115866.733158139508
2022-09-0114854.568580537794
2022-10-0116888.6473281074
2022-11-0117595.212613955366
2022-12-0117333.76664854961
2023-01-0119084.93912107985
2023-02-0118620.488712325387
2023-03-0117422.577590505913
2023-04-0114226.336226459498
2023-05-0112855.28579193025
2023-06-0113051.454314194621
2023-07-0116084.193893617377
2023-08-0115070.180255394494
2023-09-0114608.25129294163
2023-10-0114623.492035031293
2023-11-0115681.715031742206
2023-12-0118744.15164538379
2024-01-0117523.26734614975
2024-02-0117226.857325361827
2024-03-0118288.666379035014
2024-04-0116455.12666065255
2024-05-0117063.57966929831
2024-06-0117178.61365279124
2024-07-0121592.265323389493
2024-08-0120932.31877805109
2024-09-0119871.966560018827
2024-10-0119940.549899422305
2024-11-0122566.047885066873
2024-12-0120146.131821212646
2025-01-0120087.63426701556
2025-02-0119142.203968196158
2025-03-0116711.193540614895
2025-04-0114865.102622864471
2025-05-0116299.021118513578
2025-06-0116983.117516207294
2025-07-0117211.16832615188
2025-08-0119612.25759095417
2025-09-0119370.703035261027
2025-10-0117850.27091539707
2025-11-0118781.637147067555
2025-12-0119597.745266684968
2026-01-0121563.072578430987
2026-02-0120765.511097165334
2026-03-0120025.886848696413
2026-04-0121196.958575438868
Annual Return Matrix
YearAnnual Return
20170.036683796856106454
2018-0.20135375508478282
20190.36634612312705683
2020-0.08914208219763775
20210.1650634972441134
2022-0.026270066100094414
20230.08136633112873914
20240.07479560570958821
2025-0.02722043910932115
20260.08160190302465398
Total Factor Risk
0.3607340381470532
VTI.US Exposure
-0.1624503980808499
VEA.US Exposure
-0.09855096264811941
VWO.US Exposure
0.06199602682981363
QQQ.US Exposure
0.14320628537991054
VTV.US Exposure
0.5984697044517012
IJR.US Exposure
0.31117388578462585
QUAL.US Exposure
-0.07745940569800061
SHV.US Exposure
0.0005054299503158294
TLT.US Exposure
-0.0009891267690051559
LQD.US Exposure
0.01378581482900515
HYG.US Exposure
-0.00047198067903254004
GLD.US Exposure
-0.00330132805771323
USO.US Exposure
0.002747777447645136
VNQ.US Exposure
-0.0564201625914774
BTC-USD.CC Exposure
0.00010665973872915987
CPER.US Exposure
0.00383247987313878
VIX.INDX Exposure
0.024364161705961115
UUP.US Exposure
0.0016048418777282248
TIP.US Exposure
0.02222301217459597
Idiosyncratic Exposure
0.21562728448102755
Value Score
42.9
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
46.3
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
36.1%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →17.8x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →3.86%
Market Cap$5.2B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$207
Avg Yield on Cost
2.07%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$207.322.07%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+1.3%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+8.3%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
8.6% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.81
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Atlantic Union Bankshares Corp a high-risk investment?

Atlantic Union Bankshares Corp (AUB.US) has an annualized volatility of 36.1% and experienced a maximum drawdown of 45.3% over the last 10 years. Its primary macro risk driver is VTV.US.

What is the 10-year return of AUB.US?

Over the past 10 years, AUB.US has generated a Compound Annual Growth Rate (CAGR) of 6.7%. It has had a positive return in 60% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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