Ames National Corporation

10-Year Study

ATLO.US · Financial Services · US · Common Stock

Executive Summary: Ames National Corporation has compounded at 5.5% annually over the last 10 years, with a maximum drawdown of 42.1% and an annualized volatility of 29.2%.

1Y CAGR
+73.9%
3Y CAGR
+21.7%
5Y CAGR
+7.2%
10Y CAGR
+5.5%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
42.1%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.17
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.26
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
21.6%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2025 · +45.7%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2024 · -19.0%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
50%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
202613.73.54.50.5————————23.5%
202511.63.5-6.7-0.91.42.41.311.81.23.24.66.245.7%
20240.3-10.36.4-3.36.5-0.06.5-12.0-4.0-6.81.2-3.3-19.0%
20233.20.5-14.1-6.1-4.9-1.68.3-5.4-7.63.69.215.5-3.0%
20220.4-1.53.8-4.8-2.6-2.61.3-1.51.50.93.53.11.0%
2021-5.31.611.9-0.10.1-3.1-2.7-0.8-1.07.8-0.9-0.06.4%
2020-4.1-3.0-21.04.8-5.2-1.8-5.17.8-15.315.811.511.7-10.4%
2019-0.210.7-1.54.0-6.93.01.7-3.18.1-2.31.8-0.514.3%
20182.0-5.93.62.29.42.02.7-3.8-9.91.7-0.1-7.4-5.0%
2017-1.5-0.3-5.01.7-4.03.2-2.6-8.410.10.60.8-7.3-13.2%
2016———5.0-2.46.62.00.31.6-1.310.99.836.5%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 29.2%. The dominant macroeconomic risk driver is SHV.US, accounting for 32.1% of variance. Idiosyncratic stock-specific factors contribute 20.4%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-0110501.184921869213
2016-05-0110244.63699424819
2016-06-0110920.597891826506
2016-07-0111139.685008269766
2016-08-0111168.3823347898
2016-09-0111348.897775802907
2016-10-0111205.781431286872
2016-11-0112425.633809770667
2016-12-0113645.42447357377
2017-01-0113443.370609000469
2017-02-0113401.77491421659
2017-03-0112735.873509590461
2017-04-0112950.270310301416
2017-05-0112426.436100619616
2017-06-0112824.557505739465
2017-07-0112497.099410007653
2017-08-0111441.593226196646
2017-09-0112602.631513984546
2017-10-0112675.146263793229
2017-11-0112781.480658619072
2017-12-0111845.700955343254
2018-01-0112087.86936236392
2018-02-0111380.619121676662
2018-03-0111787.812584857684
2018-04-0112053.000567775061
2018-05-0113186.390678614627
2018-06-0113447.937495371398
2018-07-0113811.004961860324
2018-08-0113284.023303463426
2018-09-0111966.600014811522
2018-10-0112171.245895973734
2018-11-0112157.97723962576
2018-12-0111254.782887753336
2019-01-0111233.30617887383
2019-02-0112435.26129995803
2019-03-0112247.58695598509
2019-04-0112732.108914068478
2019-05-0111853.291861067912
2019-06-0112213.829025648622
2019-07-0112415.944604902614
2019-08-0112034.054160803771
2019-09-0113006.92438717322
2019-10-0112701.49843244711
2019-11-0112926.13987015231
2019-12-0112866.585203288158
2020-01-0112343.121281690488
2020-02-0111968.389740551482
2020-03-019460.922264188204
2020-04-019914.957170011601
2020-05-019400.503591794415
2020-06-019232.145942876892
2020-07-018762.80579624281
2020-08-019449.628477622256
2020-09-018000.1974869782025
2020-10-019262.509565775505
2020-11-0110323.138068083636
2020-12-0111527.746920437432
2021-01-0110922.325902885777
2021-02-0111092.102989459132
2021-03-0112411.933150657876
2021-04-0112393.418746451405
2021-05-0112403.231380680834
2021-06-0112015.910044681426
2021-07-0111691.722827026091
2021-08-0111602.54511343158
2021-09-0111488.49638351971
2021-10-0112381.878101162702
2021-11-0112271.655681453502
2021-12-0112266.656792317755
2022-01-0112315.164531338714
2022-02-0112127.8604754499
2022-03-0112583.438248290504
2022-04-0111980.794391369818
2022-05-0111663.334073909502
2022-06-0111356.18010812412
2022-07-0111506.887358364806
2022-08-0111330.691944999875
2022-09-0111496.519292009181
2022-10-0111605.322274062553
2022-11-0112014.552321706287
2022-12-0112387.062134340516
2023-01-0112781.480658619072
2023-02-0112850.477671628523
2023-03-0111035.94263003283
2023-04-0110367.51092349848
2023-05-019861.512256535583
2023-06-019705.374114394332
2023-07-0110510.44212397245
2023-08-019944.333358019205
2023-09-019190.858821496457
2023-10-019524.611814658469
2023-11-0110402.750006171469
2023-12-0112012.700881285638
2024-01-0112046.397096941419
2024-02-0110809.820039991111
2024-03-0111499.358167320841
2024-04-0111122.219753634992
2024-05-0111844.466661729492
2024-06-0111838.665481744796
2024-07-0112612.876150978793
2024-08-0111103.520205386456
2024-09-0110664.790540373742
2024-10-019942.296773556493
2024-11-0110057.703226443506
2024-12-019726.233676466956
2025-01-0110850.860302648793
2025-02-0111233.923325680713
2025-03-0110485.756251697154
2025-04-0110390.03678194969
2025-05-0110533.091411785033
2025-06-0110781.307857513146
2025-07-0110926.584215853265
2025-08-0112217.593621170603
2025-09-0112364.351131847243
2025-10-0112755.683922091386
2025-11-0113342.713964797946
2025-12-0114169.690686020389
2026-01-0116107.531659631193
2026-02-0116669.135253894197
2026-03-0117415.882890221925
2026-04-0117496.11197511664
Annual Return Matrix
YearAnnual Return
2017-0.13189208746975423
2018-0.04988460115763527
20190.1432104316546765
2020-0.10405544763412256
20210.0640983773308137
20220.009815660783642821
2023-0.030221956505492864
2024-0.1903374792575354
20250.4568527918781726
20260.2347560975609757
Total Factor Risk
0.2921022882743331
VTI.US Exposure
-0.03943017456414869
VEA.US Exposure
0.06616200782097786
VWO.US Exposure
-0.02593607949021604
QQQ.US Exposure
0.042579079444436285
VTV.US Exposure
0.17924202697247593
IJR.US Exposure
0.15289676813343656
QUAL.US Exposure
-0.06278906815691615
SHV.US Exposure
0.3207563462377161
TLT.US Exposure
0.17213569589322744
LQD.US Exposure
-0.007455827385494069
HYG.US Exposure
-0.011166021763543872
GLD.US Exposure
-0.0051601926713282075
USO.US Exposure
-0.00029816424822759664
VNQ.US Exposure
-0.02184964488257836
BTC-USD.CC Exposure
-0.002946267670361486
CPER.US Exposure
0.01066057589024168
VIX.INDX Exposure
0.009772009653651204
UUP.US Exposure
0.004771673235157525
TIP.US Exposure
0.01452987585949635
Idiosyncratic Exposure
0.20352538169199752
Value Score
44.7
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
25.4
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
29.2%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →13.3x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →2.12%
Market Cap$253.5M
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$148
Avg Yield on Cost
1.48%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$148.121.48%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+2.8%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+26.2%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
4.3% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.31
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Ames National Corporation a high-risk investment?

Ames National Corporation (ATLO.US) has an annualized volatility of 29.2% and experienced a maximum drawdown of 42.1% over the last 10 years. Its primary macro risk driver is SHV.US.

What is the 10-year return of ATLO.US?

Over the past 10 years, ATLO.US has generated a Compound Annual Growth Rate (CAGR) of 5.5%. It has had a positive return in 50% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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