Assurant Inc

10-Year Study

AIZ.US · Financial Services · US · Common Stock

Executive Summary: Assurant Inc has compounded at 12.1% annually over the last 10 years, with a maximum drawdown of 32.7% and an annualized volatility of 42.3%.

1Y CAGR
+13.6%
3Y CAGR
+25.9%
5Y CAGR
+8.8%
10Y CAGR
+12.1%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
32.7%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.53
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.97
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
21.5%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2019 · +49.8%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2022 · -18.3%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
70%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
2026-1.1-3.2-5.13.1————————-6.3%
20250.9-3.00.9-8.15.3-2.3-5.215.10.8-2.37.86.014.7%
2024-0.38.53.7-7.4-0.5-3.85.212.31.7-3.618.5-5.828.5%
20236.0-3.4-5.72.5-2.04.87.04.13.13.713.30.337.5%
2022-2.111.77.10.0-2.5-2.21.7-9.5-8.3-6.5-5.1-2.5-18.3%
2021-0.6-8.615.19.84.0-3.11.08.2-7.32.3-5.32.516.5%
2020-0.4-7.2-13.72.1-2.80.74.013.7-0.22.54.35.56.1%
20197.87.5-7.80.15.96.46.69.02.30.25.9-1.349.8%
2018-9.3-6.06.91.51.210.96.6-6.35.0-9.90.6-8.0-9.2%
20174.62.5-3.40.62.45.81.5-9.60.95.40.8-0.011.0%
2016———9.63.9-1.2-3.88.53.0-12.77.97.622.5%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 42.3%. The dominant macroeconomic risk driver is SHV.US, accounting for 72.3% of variance. Idiosyncratic stock-specific factors contribute 12.3%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-0110961.757167080721
2016-05-0111392.200007886746
2016-06-0111251.40581253204
2016-07-0110821.215347608346
2016-08-0111741.377814582595
2016-09-0112095.398083520644
2016-10-0110557.403683110531
2016-11-0111391.064316416261
2016-12-0112251.255964351905
2017-01-0112814.62202768248
2017-02-0113132.063567175363
2017-03-0112690.358452620372
2017-04-0112765.960802870777
2017-05-0113066.430064276983
2017-06-0113827.911195236404
2017-07-0114038.613509996452
2017-08-0112694.932765487596
2017-09-0112806.21475610237
2017-10-0113493.986355928862
2017-11-0113600.86754209551
2017-12-0113596.829527978234
2018-01-0112334.760834417759
2018-02-0111598.343783272212
2018-03-0112404.400804448123
2018-04-0112595.749043732007
2018-05-0112741.11755195394
2018-06-0114125.099570172326
2018-07-0115054.58417130013
2018-08-0114109.24721006349
2018-09-0114813.202413344376
2018-10-0113339.42190149454
2018-11-0113425.639812295438
2018-12-0112348.70460191648
2019-01-0113308.285027012105
2019-02-0114306.967940376198
2019-03-0113184.526203714657
2019-04-0113197.01880988998
2019-05-0113969.68334713514
2019-06-0114866.895382310026
2019-07-0115842.375487992429
2019-08-0117273.330967309437
2019-09-0117669.356047162742
2019-10-0117704.46784179187
2019-11-0118748.70460191648
2019-12-0118496.12366418234
2020-01-0118422.745376394967
2020-02-0117091.98312236287
2020-03-0114753.342008754289
2020-04-0115058.070113174808
2020-05-0114630.498048030286
2020-06-0114731.763870815095
2020-07-0115327.938798848532
2020-08-0117426.302298986553
2020-09-0117390.464923695727
2020-10-0117829.141527662763
2020-11-0118600.6230529595
2020-12-0119623.42363657873
2021-01-0119515.390985448954
2021-02-0117846.634331006742
2021-03-0120533.333333333332
2021-04-0122536.40916439923
2021-05-0123436.14495839741
2021-06-0122713.340431405028
2021-07-0122950.400252375883
2021-08-0124837.22544264364
2021-09-0123032.580149059508
2021-10-0123552.36405221026
2021-11-0122301.305256516425
2021-12-0122852.604597973106
2022-01-0122361.41803698884
2022-02-0124987.247131196025
2022-03-0126771.73390117907
2022-04-0126779.100122244567
2022-05-0126113.569147048387
2022-06-0125546.03888165937
2022-07-0125979.084348751923
2022-08-0123520.21767419851
2022-09-0121558.342205922945
2022-10-0120161.883355021884
2022-11-0119133.514728498758
2022-12-0118661.966165858274
2023-01-0119785.622461453528
2023-02-0119114.018691588786
2023-03-0118015.710398675026
2023-04-0118474.829449110766
2023-05-0118104.97259355653
2023-06-0118969.549272447653
2023-07-0120295.847628061045
2023-08-0121128.482984344806
2023-09-0121772.97212035175
2023-10-0122579.707401711425
2023-11-0125591.529634449307
2023-12-0125663.109744075082
2024-01-0125580.866753420876
2024-02-0127755.116526676917
2024-03-0128793.737923419692
2024-04-0126676.730154974564
2024-05-0126534.469024803817
2024-06-0125536.148901770575
2024-07-0126860.191647935644
2024-08-0130159.533104617687
2024-09-0130657.249891557236
2024-10-0129553.420876217515
2024-11-0135010.860049686504
2024-12-0132988.761386490005
2025-01-0133293.55258488111
2025-02-0132284.127923025357
2025-03-0132572.987893844394
2025-04-0129931.432627469538
2025-05-0131521.637288536618
2025-06-0130790.125793603846
2025-07-0129201.43538783075
2025-08-0133615.17409992507
2025-09-0133895.89494853898
2025-10-0133132.22130210182
2025-11-0135704.92527307859
2025-12-0137836.7285776253
2026-01-0137409.42466185575
2026-02-0136214.36176505383
2026-03-0134356.24433140108
2026-04-0135435.15122836074
Annual Return Matrix
YearAnnual Return
20170.10983147911868052
2018-0.09179529121060792
20190.49781894218376577
20200.060947904158934696
20210.16455747076545157
2022-0.1833768406637778
20230.37515573203777786
20240.28545455774728223
20250.14695814536161111
2026-0.06347211927525709
Total Factor Risk
0.4228321574517402
VTI.US Exposure
0.07335521585485691
VEA.US Exposure
0.007936483273845664
VWO.US Exposure
0.016113307937669536
QQQ.US Exposure
-0.00866995725747513
VTV.US Exposure
0.0016099919712480985
IJR.US Exposure
0.005306023458950305
QUAL.US Exposure
-0.0012740139621500112
SHV.US Exposure
0.7233634596390959
TLT.US Exposure
0.006272191298886677
LQD.US Exposure
0.016085743738235934
HYG.US Exposure
0.005340760997097264
GLD.US Exposure
-0.0010251418961169246
USO.US Exposure
0.0019681713991488515
VNQ.US Exposure
0.010655040324257375
BTC-USD.CC Exposure
0.004126741550715463
CPER.US Exposure
-0.004254429583803137
VIX.INDX Exposure
0.013989264208291092
UUP.US Exposure
0.00023502713637754623
TIP.US Exposure
0.0061389687465324555
Idiosyncratic Exposure
0.1227271511643359
Value Score
44.8
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
18.2
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
42.3%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →12.9x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →1.52%
Market Cap$10.9B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$139
Avg Yield on Cost
1.39%
Annual Income Simulation Table
Historical Realised Yields
YearAnnual PayoutYield on CostQuality
2026$138.811.39%Solid

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+1.1%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+3.6%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
7.3% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
0.56
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Assurant Inc a high-risk investment?

Assurant Inc (AIZ.US) has an annualized volatility of 42.3% and experienced a maximum drawdown of 32.7% over the last 10 years. Its primary macro risk driver is SHV.US.

What is the 10-year return of AIZ.US?

Over the past 10 years, AIZ.US has generated a Compound Annual Growth Rate (CAGR) of 12.1%. It has had a positive return in 70% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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