American Coastal Insurance Corp

10-Year Study

ACIC.US · Financial Services · US · Common Stock

Executive Summary: American Coastal Insurance Corp has compounded at -1.5% annually over the last 10 years, with a maximum drawdown of 98.4% and an annualized volatility of 312.8%.

1Y CAGR
+17.7%
3Y CAGR
+36.4%
5Y CAGR
+19.7%
10Y CAGR
-1.5%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
98.4%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.23
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.68
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
91.9%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2023 · +792.5%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2022 · -75.1%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
30%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
2026-7.03.1-1.24.9————————-0.7%
2025-5.9-0.4-4.7-1.2-5.53.0-6.46.13.14.00.95.7-2.5%
202422.320.5-23.3-2.112.7-10.615.7-8.00.47.813.0-2.042.3%
202375.5-3.256.746.527.4-15.218.841.4-1.81.810.414.4792.5%
2022-6.9-9.4-7.9-30.8-25.3-8.8-28.8-9.0-36.6-36.3-21.6231.3-75.1%
2021-11.222.417.0-22.52.01.1-23.2-11.7-4.75.29.55.1-20.4%
2020-19.6-7.3-1.1-7.5-7.6-0.3-5.43.0-19.9-27.62.229.1-53.1%
2019-1.80.4-2.6-3.6-11.65.8-20.54.019.4-12.44.0-0.6-22.8%
201812.01.2-1.8-1.510.0-5.46.00.67.4-11.9-1.3-14.3-2.5%
2017-9.723.8-5.4-4.36.8-3.11.5-1.03.6-3.46.43.415.6%
2016———-15.18.0-6.7-3.2-0.37.8-14.6-5.911.5-20.3%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 312.8%. The dominant macroeconomic risk driver is SHV.US, accounting for 92.4% of variance. Idiosyncratic stock-specific factors contribute 3.8%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-018490.386100645403
2016-05-019171.451789468028
2016-06-018555.127972652603
2016-07-018283.534476390036
2016-08-018257.275065648526
2016-09-018902.074560608198
2016-10-017601.9315106212935
2016-11-017152.432185575457
2016-12-017974.130115044425
2017-01-017199.846876070356
2017-02-018911.611226401788
2017-03-018430.143923061942
2017-04-018065.467195884458
2017-05-018612.012169322828
2017-06-018346.731677177148
2017-07-018468.76070356416
2017-08-018382.796392185306
2017-09-018680.985097280707
2017-10-018382.796392185306
2017-11-018922.155286469351
2017-12-019221.552864693516
2018-01-0110328.074735223205
2018-02-0110451.043996265926
2018-03-0110262.862745888153
2018-04-0110112.76099906648
2018-05-0111125.460882880341
2018-06-0110528.613355361687
2018-07-0111163.137428726855
2018-08-0111232.983431722172
2018-09-0112068.852040645002
2018-10-0110634.389754128637
2018-11-0110494.83206737453
2018-12-018990.926735572435
2019-01-018828.669097844846
2019-02-018861.107193466712
2019-03-018633.503247167542
2019-04-018318.591797124225
2019-05-017349.747144037233
2019-06-017775.001846889502
2019-07-016177.476007226374
2019-08-016423.34736969355
2019-09-017667.412138429405
2019-10-016719.319807386215
2019-11-016988.025440063398
2019-12-016943.968730481735
2020-01-015583.784981766164
2020-02-015176.3275777540475
2020-03-015119.510540702086
2020-04-014737.17083392098
2020-05-014378.605632005588
2020-06-014367.457135373643
2020-07-014132.868588774942
2020-08-014256.710924855102
2020-09-013407.611871134124
2020-10-012468.586088556672
2020-11-012523.6569755337505
2020-12-013258.517518586424
2021-01-012893.9079510272063
2021-02-013543.341459647143
2021-03-014147.307906701858
2021-04-013215.4682032787323
2021-05-013278.531084829314
2021-06-013313.454086326973
2021-07-012546.0882880341705
2021-08-012247.1608271378586
2021-09-012140.9814706613206
2021-10-012253.0708735451544
2021-11-012467.175736573113
2021-12-012592.6299034916283
2022-01-012413.448041961329
2022-02-012186.4485322265427
2022-03-012013.3110363400692
2022-04-011392.8904828104955
2022-05-011040.1010080658702
2022-06-01948.8982464623672
2022-07-01675.1556424153285
2022-08-01614.3090282674832
2022-09-01389.5929455536974
2022-10-01248.22194910644126
2022-11-01194.6285737311869
2022-12-01644.7323353414058
2023-01-011131.3709292876379
2023-02-011094.836096951625
2023-03-011715.2566504811984
2023-04-012512.038361573953
2023-05-013199.4170545134616
2023-06-012712.77846056723
2023-07-013223.7288363252937
2023-08-014558.794887809858
2023-09-014476.725834290358
2023-10-014555.772704987945
2023-11-015030.188248409996
2023-12-015754.034614067254
2024-01-017037.45491910624
2024-02-018478.968965540398
2024-03-016502.192761536343
2024-04-016368.3436423347375
2024-05-017177.348403951671
2024-06-016417.034365576666
2024-07-017426.7120665686125
2024-08-016830.603294850872
2024-09-016854.982236280969
2024-10-017390.244393850864
2024-11-018351.231371600883
2024-12-018187.0261049436185
2025-01-017700.588989852182
2025-02-017669.023969267759
2025-03-017308.914096132276
2025-04-017220.532038495892
2025-05-016822.5441406591035
2025-06-017024.69459163594
2025-07-016576.135501245811
2025-08-016980.436403199485
2025-09-017195.21286241009
2025-10-017479.499526524691
2025-11-017549.009731428685
2025-12-017978.562649849899
2026-01-017421.137818252641
2026-02-017649.480520352723
2026-03-017555.4570547820995
2026-04-017924.834955238115
Annual Return Matrix
YearAnnual Return
20170.15643370896289177
2018-0.02500946776589863
2019-0.22766930098450788
2020-0.5307413317858698
2021-0.20435293390218268
2022-0.7513211066210755
20237.924687500000001
20240.42283226536876883
2025-0.025462659141619604
2026-0.006734006734006703
Total Factor Risk
3.1282034689124405
VTI.US Exposure
0.0034569216552862115
VEA.US Exposure
-0.0002665270229454238
VWO.US Exposure
0.0024240769327552375
QQQ.US Exposure
0.0010018715657337622
VTV.US Exposure
0.00508768634540548
IJR.US Exposure
0.0020291016232220245
QUAL.US Exposure
0.009422427277623109
SHV.US Exposure
0.9235543987349917
TLT.US Exposure
0.0007804808360750525
LQD.US Exposure
0.008023272512098577
HYG.US Exposure
0.0003720437548898865
GLD.US Exposure
0.00015131656317934102
USO.US Exposure
0.0007197499291396214
VNQ.US Exposure
0.0017194364226746023
BTC-USD.CC Exposure
-0.000169656665579273
CPER.US Exposure
-0.0003662909807952294
VIX.INDX Exposure
0.0007004352525924381
UUP.US Exposure
0.0020694322900958978
TIP.US Exposure
0.0013195784163235415
Idiosyncratic Exposure
0.03797024455723337
Value Score
48
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
81.8
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
312.8%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →5.1x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →6.82%
Market Cap$535.0M
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$0
Avg Yield on Cost
0.00%

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+4.4%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+7.6%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
3.7% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
-0.61
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is American Coastal Insurance Corp a high-risk investment?

American Coastal Insurance Corp (ACIC.US) has an annualized volatility of 312.8% and experienced a maximum drawdown of 98.4% over the last 10 years. Its primary macro risk driver is SHV.US.

What is the 10-year return of ACIC.US?

Over the past 10 years, ACIC.US has generated a Compound Annual Growth Rate (CAGR) of -1.5%. It has had a positive return in 30% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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