Bill Com Holdings Inc

10-Year Study

BILL.US · Technology · US · Common Stock

Executive Summary: Bill Com Holdings Inc has compounded at 0.1% annually over the last 10 years, with a maximum drawdown of 87.0% and an annualized volatility of 108.8%.

1Y CAGR
-13.6%
3Y CAGR
-28.9%
5Y CAGR
-24.2%
10Y CAGR
+0.1%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
87.0%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.29
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.54
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
68.2%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2020 · +258.7%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2022 · -56.3%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
43%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
2026-20.83.1-14.0-0.2————————-29.9%
202514.2-43.0-16.9-0.7-4.15.9-7.48.314.1-6.21.08.8-35.6%
2024-4.3-18.98.5-9.3-16.51.1-5.19.2-3.310.654.6-6.13.8%
20236.1-26.8-4.1-5.334.912.87.3-8.0-5.8-15.9-28.324.6-25.1%
2022-24.526.4-4.7-24.7-30.7-7.022.919.8-18.20.7-9.7-9.5-56.3%
2021-10.735.4-11.86.3-3.723.012.932.7-2.710.2-4.6-11.382.5%
202032.212.8-39.772.218.329.53.26.31.3-0.322.711.2258.7%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 108.8%. The dominant macroeconomic risk driver is VTI.US, accounting for 74.4% of variance. Idiosyncratic stock-specific factors contribute 13.8%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2019-12-0110000
2020-01-0113224.704336399476
2020-02-0114917.214191852825
2020-03-018988.173455978977
2020-04-0115477.003942181342
2020-05-0118302.23390275953
2020-06-0123708.27858081472
2020-07-0124470.43363994744
2020-08-0126013.140604467808
2020-09-0126362.680683311435
2020-10-0126281.208935611037
2020-11-0132249.671484888306
2020-12-0135873.850197109066
2021-01-0132031.537450722735
2021-02-0143366.62286465177
2021-03-0138239.15900131406
2021-04-0140638.633377135346
2021-05-0139137.97634691196
2021-06-0148141.9185282523
2021-07-0154354.79632063075
2021-08-0172113.00919842313
2021-09-0170157.68725361367
2021-10-0177348.22601839685
2021-11-0173810.77529566361
2021-12-0165479.6320630749
2022-01-0149463.86333771354
2022-02-0162517.73981603154
2022-03-0159603.153745072275
2022-04-0144864.65177398161
2022-05-0131074.90144546649
2022-06-0128893.561103810778
2022-07-0135500.657030223396
2022-08-0142544.02102496715
2022-09-0134788.43626806833
2022-10-0135048.620236530885
2022-11-0131647.831800262815
2022-12-0128636.005256241788
2023-01-0130386.333771353486
2023-02-0122241.78712220762
2023-03-0121324.5729303548
2023-04-0120186.59658344284
2023-05-0127222.076215505916
2023-06-0130709.5926412615
2023-07-0132940.867279894876
2023-08-0130302.233902759526
2023-09-0128533.5085413929
2023-10-0123992.11563731932
2023-11-0117206.307490144547
2023-12-0121442.83837056505
2024-01-0120512.48357424442
2024-02-0116643.889618922472
2024-03-0118060.446780551905
2024-04-0116388.961892247044
2024-05-0113679.369250985545
2024-06-0113829.172141918529
2024-07-0113130.091984231276
2024-08-0114339.027595269385
2024-09-0113865.965834428383
2024-10-0115337.713534822604
2024-11-0123710.906701708278
2024-12-0122262.812089356114
2025-01-0125432.325886990802
2025-02-0114507.227332457296
2025-03-0112060.446780551905
2025-04-0111976.346911957951
2025-05-0111479.632063074903
2025-06-0112157.687253613667
2025-07-0111261.498028909331
2025-08-0112199.737187910645
2025-09-0113921.15637319317
2025-10-0113051.248357424442
2025-11-0113180.026281208937
2025-12-0114333.771353482261
2026-01-0111345.597897503285
2026-02-0111697.766097240474
2026-03-0110065.703022339028
2026-04-0110042.04993429698
Annual Return Matrix
YearAnnual Return
20202.587385019710907
20210.8252747252747252
2022-0.562673088500903
2023-0.25119309838472825
20240.038239980389753514
2025-0.3561562979577382
2026-0.29941327466079937
Total Factor Risk
1.087950010863037
VTI.US Exposure
0.7435015399713363
VEA.US Exposure
-0.014135532674162817
VWO.US Exposure
0.00034202160816848554
QQQ.US Exposure
-0.057082790611955904
VTV.US Exposure
-0.024280480817955332
IJR.US Exposure
0.019968220952600528
QUAL.US Exposure
-0.031778202740607824
SHV.US Exposure
0.21969013469672777
TLT.US Exposure
0.003581651132957305
LQD.US Exposure
-0.00013286153789536734
HYG.US Exposure
-0.0017951178657717123
GLD.US Exposure
0.008507260965608563
USO.US Exposure
0.0006605272598592755
VNQ.US Exposure
-0.006718462403605886
BTC-USD.CC Exposure
0.00001197581898259902
CPER.US Exposure
-0.002178937946924388
VIX.INDX Exposure
-0.00999960847741464
UUP.US Exposure
0.007834764206985496
TIP.US Exposure
0.006458923932336679
Idiosyncratic Exposure
0.137544974530731
Value Score
50
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
0
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
108.8%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →N/A
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →0.00%
Market Cap$3.9B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$0
Avg Yield on Cost
0.00%

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
-7.9%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
-18.7%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
32.1% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
1.32
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is Bill Com Holdings Inc a high-risk investment?

Bill Com Holdings Inc (BILL.US) has an annualized volatility of 108.8% and experienced a maximum drawdown of 87.0% over the last 10 years. Its primary macro risk driver is VTI.US.

What is the 10-year return of BILL.US?

Over the past 10 years, BILL.US has generated a Compound Annual Growth Rate (CAGR) of 0.1%. It has had a positive return in 43% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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