ACI Worldwide Inc

10-Year Study

ACIW.US · Technology · US · Common Stock

Executive Summary: ACI Worldwide Inc has compounded at 7.6% annually over the last 10 years, with a maximum drawdown of 47.0% and an annualized volatility of 56.1%.

1Y CAGR
-8.1%
3Y CAGR
+24.1%
5Y CAGR
+2.3%
10Y CAGR
+7.6%

History & Riski10-year historical performance analysis including CAGR, Max Drawdown, Sharpe & Sortino ratios, annual returns, and rolling volatility — all computed from daily market data.

10-Year Growth of $10,000

Max DrawdownMax DrawdownThe largest peak-to-trough decline in the asset's value over the measurement period.Click for full definition →
47.0%
Sharpe RatioSharpe RatioRisk-adjusted return: how much excess return you earn per unit of total risk (volatility).Click for full definition →
0.26
Sortino RatioSortino RatioLike Sharpe, but only penalizes downside volatility — a more accurate risk measure for asymmetric return distributions.Click for full definition →
0.48
Ann. VolatilityAnnualized VolatilityThe annualized standard deviation of an asset's returns — a measure of how much prices fluctuate.Click for full definition →
30.1%
Best YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2024 · +69.6%
Worst YearBest & Worst YearThe single calendar year with the highest and lowest return in the measured period.Click for full definition →
2022 · -33.7%
% Positive Years% Positive YearsThe percentage of calendar years in the measurement period where the asset delivered a positive return.Click for full definition →
60%

Annual Returns

Rolling 12-Month Returns

Rolling 12-Month Annualised Volatility

Historical Drawdowns

Monthly Returns

Monthly Returns Heatmap

YearJanFebMarAprMayJunJulAugSepOctNovDecAnn.
2026-9.3-8.53.44.4————————-10.5%
20253.27.1-4.6-2.5-13.3-0.8-7.316.06.9-9.7-1.62.0-7.9%
2024-1.79.40.92.75.69.99.216.51.1-3.315.5-8.669.6%
202321.4-7.44.4-6.1-9.91.60.14.7-7.1-9.731.314.433.0%
2022-1.0-2.5-6.1-12.3-3.5-2.810.2-16.9-11.816.4-14.110.0-33.7%
2021-0.1-0.3-0.5-0.71.3-2.9-7.6-6.0-4.7-0.2-5.019.1-9.7%
2020-9.1-19.1-13.313.50.7-2.1-0.79.7-11.111.611.718.01.4%
20196.87.83.18.1-11.49.2-2.3-11.35.20.219.51.036.9%
20183.40.90.3-2.03.92.24.79.9-1.0-10.815.1-4.222.1%
20176.90.99.30.56.4-2.13.6-1.80.15.7-5.0-0.924.9%
2016———-3.83.4-5.61.5-3.61.5-6.52.7-2.5-12.7%

Risk X-RayiA 19-factor macroeconomic risk decomposition showing exactly which market forces (equity beta, rates, inflation, credit, commodity, crypto) drive this asset's volatility. Powered by multivariate regression against daily factor returns.

Risk Profile Insight: This asset has an estimated annualized volatility of 56.1%. The dominant macroeconomic risk driver is SHV.US, accounting for 50.3% of variance. Idiosyncratic stock-specific factors contribute 12.3%.

10-Year Historical Price Series (Growth of $10,000)
DateSimulated Value
2016-03-0110000
2016-04-019615.199615199614
2016-05-019937.469937469938
2016-06-019384.319384319386
2016-07-019528.619528619529
2016-08-019187.109187109188
2016-09-019321.789321789322
2016-10-018715.728715728717
2016-11-018951.418951418951
2016-12-018730.15873015873
2017-01-019331.409331409332
2017-02-019413.179413179414
2017-03-0110288.60028860029
2017-04-0110336.700336700338
2017-05-0110995.670995670996
2017-06-0110759.980759980761
2017-07-0111144.781144781145
2017-08-0110947.570947570948
2017-09-0110957.190957190958
2017-10-0111582.491582491582
2017-11-0111005.291005291005
2017-12-0110904.280904280906
2018-01-0111274.651274651274
2018-02-0111375.661375661375
2018-03-0111409.33140933141
2018-04-0111183.261183261184
2018-05-0111616.161616161615
2018-06-0111866.281866281866
2018-07-0112429.05242905243
2018-08-0113665.223665223666
2018-09-0113535.353535353535
2018-10-0112068.302068302068
2018-11-0113891.293891293892
2018-12-0113309.283309283312
2019-01-0114218.37421837422
2019-02-0115329.485329485331
2019-03-0115810.48581048581
2019-04-0117085.13708513709
2019-05-0115132.275132275132
2019-06-0116517.55651755652
2019-07-0116142.376142376144
2019-08-0114324.194324194326
2019-09-0115067.340067340067
2019-10-0115098.6050986051
2019-11-0118037.51803751804
2019-12-0118222.70322270322
2020-01-0116570.466570466575
2020-02-0113405.483405483406
2020-03-0111616.161616161615
2020-04-0113179.413179413179
2020-05-0113265.993265993266
2020-06-0112982.202982202982
2020-07-0112886.002886002885
2020-08-0114131.794131794131
2020-09-0112568.542568542569
2020-10-0114030.78403078403
2020-11-0115670.995670995671
2020-12-0118484.848484848488
2021-01-0118465.608465608468
2021-02-0118403.0784030784
2021-03-0118302.068302068303
2021-04-0118172.198172198172
2021-05-0118403.0784030784
2021-06-0117864.357864357866
2021-07-0116498.316498316497
2021-08-0115502.645502645502
2021-09-0114781.144781144782
2021-10-0114757.094757094757
2021-11-0114016.354016354018
2021-12-0116690.716690716694
2022-01-0116531.98653198653
2022-02-0116123.136123136126
2022-03-0115146.705146705146
2022-04-0113285.233285233287
2022-05-0112813.852813852815
2022-06-0112453.102453102454
2022-07-0113722.943722943723
2022-08-0111399.711399711401
2022-09-0110052.910052910054
2022-10-0111702.741702741701
2022-11-0110052.910052910054
2022-12-0111063.011063011063
2023-01-0113434.343434343435
2023-02-0112433.862433862434
2023-03-0112977.39297739298
2023-04-0112183.742183742183
2023-05-0110971.620971620972
2023-06-0111144.781144781145
2023-07-0111154.401154401154
2023-08-0111678.691678691679
2023-09-0110851.370851370852
2023-10-019797.979797979799
2023-11-0112861.952861952861
2023-12-0114718.61471861472
2024-01-0114463.684463684465
2024-02-0115829.725829725829
2024-03-0115974.025974025975
2024-04-0116402.116402116404
2024-05-0117320.82732082732
2024-06-0119042.809042809047
2024-07-0120793.65079365079
2024-08-0124223.184223184224
2024-09-0124482.924482924485
2024-10-0123665.223665223668
2024-11-0127330.447330447332
2024-12-0124968.73496873497
2025-01-0125757.575757575756
2025-02-0127585.377585377588
2025-03-0126315.53631553632
2025-04-0125666.18566618567
2025-05-0122251.08225108225
2025-06-0122082.73208273208
2025-07-0120471.38047138047
2025-08-0123737.37373737374
2025-09-0125382.395382395385
2025-10-0122910.052910052913
2025-11-0122539.68253968254
2025-12-0122996.632996632998
2026-01-0120856.180856180858
2026-02-0119086.099086099086
2026-03-0119725.829725829728
2026-04-0120586.820586820584
Annual Return Matrix
YearAnnual Return
20170.24903581267217656
20180.2205558006175563
20190.36917238886881076
20200.014385640754916329
2021-0.09705958886286747
2022-0.33717579250720464
20230.33043478260869574
20240.6964052287581697
2025-0.07898285494124435
2026-0.1047897929303494
Total Factor Risk
0.5612554911102728
VTI.US Exposure
-0.005073896987610989
VEA.US Exposure
-0.019491028691317358
VWO.US Exposure
0.02301133792618742
QQQ.US Exposure
-0.001379849540200871
VTV.US Exposure
0.028267046269279377
IJR.US Exposure
0.034336466207000683
QUAL.US Exposure
0.08008711711437681
SHV.US Exposure
0.5029551089623744
TLT.US Exposure
0.011246982965496826
LQD.US Exposure
-0.004949384856476114
HYG.US Exposure
0.1846474528951251
GLD.US Exposure
0.005439078193709295
USO.US Exposure
-0.00010518379193025342
VNQ.US Exposure
0.006552512684435353
BTC-USD.CC Exposure
0.0017539783076308303
CPER.US Exposure
-0.001991553515598279
VIX.INDX Exposure
0.022307302026280403
UUP.US Exposure
0.011672967708551888
TIP.US Exposure
-0.001787712876187322
Idiosyncratic Exposure
0.12250125899887279
Value Score
42.3
Growth Score
50
Profit Score
37.5
Health Score
23.6
Yield Score
0
Moat Score
40

Factor Risk Decomposition

Share of annualised volatility attributable to each macro factor.

Total Est. Vol
56.1%

FundamentalsiCompany financial health metrics: P/E valuation, dividend yield, Piotroski F-Score (9-point profitability signal), Altman Z-Score (bankruptcy risk proxy), and a radar chart across 6 fundamental dimensions. Note: ETFs may show N/A for some metrics.

Fundamental Dimensions

Core Valuation

P/E Ratio (TTM)P/E RatioPrice-to-Earnings ratio — the market price of a stock divided by its earnings per share, a key valuation measure.Click for full definition →19.1x
Dividend YieldDividend YieldAnnual dividend paid per share divided by the current share price — expressed as a percentage income return.Click for full definition →0.00%
Market Cap$4.3B
Piotroski F-ScorePiotroski F-ScoreA 9-point scoring system evaluating a company's financial strength across profitability, leverage, and operating efficiency.Click for full definition →
9-point profitability signal
0.0/ 9
Weak
Altman Z-ScoreAltman Z-ScoreA bankruptcy prediction model that combines 5 financial ratios into a single score indicating financial distress risk.Click for full definition →
Bankruptcy risk proxy
1.18
Distress Zone
Income Simulation

Based on $10,000 initial investment.

Total Income Generated
$0
Avg Yield on Cost
0.00%

Momentum & MacroiPrice momentum indicators relative to key technical levels: distance from 50-Day SMA (intermediate trend), 200-Day SMA (long-term trend), 52-Week High (bullish proximity), and Beta (market sensitivity coefficient).

vs 50-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
+4.9%
Above/below 50-day moving average
vs 200-Day SMAMoving Averages (SMA)A rolling average of an asset's price over a defined window — used to identify trends and momentum signals.Click for full definition →
-6.4%
Above/below 200-day moving average
vs 52-Week High52-Week HighThe highest price an asset reached in the past 52 weeks — a key reference for momentum and valuation context.Click for full definition →
22.0% from high
Distance from 52-week high
BetaBetaA measure of an asset's sensitivity to broad market movements relative to a benchmark (e.g. S&P 500).Click for full definition →
1.03
Market sensitivity coefficient

Frequently Asked Questions & Methodology

Is ACI Worldwide Inc a high-risk investment?

ACI Worldwide Inc (ACIW.US) has an annualized volatility of 56.1% and experienced a maximum drawdown of 47.0% over the last 10 years. Its primary macro risk driver is SHV.US.

What is the 10-year return of ACIW.US?

Over the past 10 years, ACIW.US has generated a Compound Annual Growth Rate (CAGR) of 7.6%. It has had a positive return in 60% of the years measured.

Data Methodology & Trust

The risk and return information on this page is pre-calculated mathematically using daily market data spanning a 10-year period. Fundamentals (such as P/E Ratio, Market Cap, and Dividend Yield) represent trailing averages and may not immediately reflect real-time live market fluctuations. Advanced scoring models like the Piotroski F-Score and Altman Z-Score are proxies applied to publicly available trailing-twelve-month financial statements and may not account for recent off-balance-sheet events, qualitative company shifts, or sector-specific capital structures. Macroeconomic factor exposures are estimated via multivariate regression against standard market indices. This data is provided for quantitative insight and backtesting research, and should not be misconstrued as tailored financial advice.

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