Simulations & Tools

Vesting Cliff

A period of time an employee must wait before any portion of their promised equity is officially earned.

A vesting cliff is a structural mechanism in equity compensation plans. It dictates that an employee earns 0% of their stock grant strictly until a massive, singular date is reached—the 'cliff.'

The most standard structure for startup equity is a '4-year vest with a 1-year cliff.' If you leave the company on day 364, you walk away with nothing. On day 365, you instantly vest 25% of the total 4-year grant. Thereafter, the remaining 75% typically vests monthly or quarterly.

This acts as an incredibly powerful retention mechanism, heavily disincentivizing engineers and executives from jumping ship before proving their value for a full year.

See Vesting Cliff in Action

Run a real backtest on any stock or ETF to see Vesting Cliff computed live from 10 years of data.

Launch Free Backtest
StressTest.pro

Advanced portfolio stress testing and risk analysis for professional investors.

© 2026 StressTest.pro. All rights reserved.

Disclaimer

The information provided by StressTest.pro is for educational and informational purposes only and does not constitute financial advice. Investment involves risk, including possible loss of principal. Past performance is not indicative of future results. Calculations are based on historical data and statistical approximations.