Simulations & Tools

Equity Vesting Simulator

A projection engine for restricted stock units (RSUs) and employee stock options over time.

The Equity Vesting Simulator helps technology and corporate employees map out the future value of their unvested stock compensation.

Employee equity is often subject to complex lockups, cliffs, and varying tax withholdings. This model integrates the grant schedule with stock price growth assumptions to determine the exact projected liquid net worth over time.

It also enables powerful 'Hold vs Sell' analyses, showing whether reinvesting vested RSUs into a diversified portfolio outperforms holding concentrated employer stock after capital gains taxes.

See Equity Vesting Simulator in Action

Run a real backtest on any stock or ETF to see Equity Vesting Simulator computed live from 10 years of data.

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Disclaimer

The information provided by StressTest.pro is for educational and informational purposes only and does not constitute financial advice. Investment involves risk, including possible loss of principal. Past performance is not indicative of future results. Calculations are based on historical data and statistical approximations.